Business Details
13 Years
experience
Your Trusted Financial Advisers in Banbury
Cherwell Financial Services Financial Services is a firm of forward-thinking financial advisers with over 50 years of combined experience in delivering tailored financial solutions. We specialise in retirement planning, investment management, mortgage advice, family protection, and tax-efficient strategies, serving clients across Oxfordshire, Buckinghamshire, and beyond. Our team of qualified professionals is directly authorised and regulated by the Financial Conduct Authority, ensuring adherence to rigorous standards. We prioritise a client-centric approach, conducting comprehensive assessments to create bespoke financial plans aligned with individual goals.Our services include ongoing reviews to adapt to changing circumstances, ensuring long-term financial security. With a commitment to continuous professional development, we maintain expertise in pension transfers, inheritance tax planning, and complex trust arrangements. Our transparent fee structure and flexible meeting options, including virtual consultations, reflect our dedication to accessibility and client satisfaction. We pride ourselves on building lasting relationships through trust, integrity, and a deep understanding of our clients' evolving needs.
Services
Retirement Planning
Investment Advice
Mortgage Advice
Family Protection
Tax Planning
Business Protection
Details
- Year established: 2013
Highlights and features
- We offer over 50 years of combined experience in financial advisory services.
- Our team holds specialist qualifications in pension transfers and tax planning.
- We provide transparent fee structures with no hidden costs.
- Our ongoing review service adapts plans to changing client circumstances.
- We maintain FCA authorisation for rigorous regulatory compliance.
Associations and certifications
- Financial Conduct Authority
What people say
Approachable and knowledgeable
Very professional
Thorough job
Trustworthy and reliable
Long-term relationships
Services
Retirement Planning
We create tailored retirement strategies considering current financial arrangements and long-term goals. Our advisers assess pension provisions, tax implications, and income requirements to develop sustainable withdrawal plans. With specialist qualifications in pension transfers, we ensure compliance with regulatory standards while optimising clients' financial security in retirement.
Investment Management
Our holistic approach to investment planning evaluates risk tolerance, financial objectives, and market conditions. We recommend diversified portfolios across asset classes, continuously monitoring performance and adjusting strategies to align with changing circumstances. This service caters to both individual investors and businesses seeking capital growth solutions.
Mortgage Advice
We provide comprehensive mortgage guidance covering residential, buy-to-let, and commercial properties. Our advisers compare market options to secure competitive rates, explain associated fees, and clarify repayment structures. We also offer equity release solutions for clients seeking to access property equity while maintaining residency.
Family Protection
Our protection services ensure financial security for dependents through life insurance, critical illness cover, and income protection policies. We assess family needs, existing coverage gaps, and future liabilities to recommend appropriate safeguarding strategies that provide peace of mind.
Tax Planning
We develop tax-efficient strategies focusing on inheritance tax mitigation, trust arrangements, and capital gains optimisation. While not regulated for tax advice, we collaborate with accountants to implement legal structures that minimise tax liabilities while aligning with broader financial objectives.
People
John Colquhoun
Director and Independent Financial Adviser
With over 20 years in financial services, John founded Cherwell Financial Services Financial Services in 2013 after roles at Lloyds Bank and Aviva. He specialises in inheritance tax planning and pension transfers, holding advanced qualifications that enhance client service through evolving financial landscapes.
Rod Tassa
Independent Financial Adviser
Rod brings 25+ years of experience, offering holistic financial planning since joining in 2015. His expertise in long-term client relationships and comprehensive needs analysis ensures tailored solutions that adapt to clients' changing life circumstances.
Stuart Randall
Independent Financial Adviser
A Fellow of the Personal Finance Society since 2017, Stuart combines 30 years of industry experience with Chartered Financial Planner status. His focus on client collaboration ensures financial plans evolve alongside personal and professional developments.
Questions
What services does Cherwell Financial Services Financial Services Financial Services offer?
We provide retirement planning, investment management, mortgage advice, family protection, tax planning, and business protection services.
Are you regulated by the Financial Conduct Authority?
Yes, we are directly authorised and regulated by the FCA for all our financial advisory services.
How do you charge for your financial advice?
Fees are based on time, complexity, and adviser expertise, with transparent agreements made prior to service delivery.
Do you offer virtual consultations?
Yes, we provide online meetings alongside home or office visits for client convenience.
What areas do you cover?
We serve clients across Oxfordshire, Buckinghamshire, Northamptonshire, Warwickshire, and the Midlands.
