Business Details
Expert Accounting & Tax Services in Inverness
Stewart & Stewart has been delivering expert accounting and tax advisory services for over 30 years, built on a foundation of client-centric values established by two generations of the Stewart family. Our team of chartered accountants provides tailored solutions across Inverness, Ross-shire, and the Black Isle, combining deep sector knowledge with a proactive approach to tax planning and business advisory. With a focus on exceptional service, we specialise in annual accounts preparation, cloud-based management reporting, payroll compliance, and VAT strategies.Our commitment to continuous staff development and strong client relationships, alongside more than 60 combined years of professional experience, ensures clients receive practical solutions that go beyond standard compliance models. We maintain a hands-on approach to business advisory services while embracing modern technologies to deliver actionable financial insights.
Services
Accounting
Business Advisory
Payroll and PAYE
Tax Services
VAT Registration
Bookkeeping
Annual Accounts
Management Accounts
Tax Planning
Business Formation
Highlights and features
- Over 30 years of combined accounting expertise
- Personalised tax and accounting solutions
- Proactive business advisory approach
- Cloud-based management accounting systems
- Seamless transition during director retirement
Associations and certifications
- Institute of Chartered Accountants in Scotland (ICAS)
Services
Accounting
We prepare statutory accounts for Companies House filing, abbreviated accounts to protect financial privacy, and provide detailed financial insights. Our services help identify tax minimisation opportunities and business improvement areas while ensuring timely compliance with regulatory deadlines. Clients receive clear explanations of financial positions to support strategic decision-making.
Tax Planning
Our tax advisory covers personal and corporate tax compliance, inheritance planning, and tax-efficient remuneration strategies. We identify legitimate opportunities to reduce tax liabilities through capital gains planning, profit extraction strategies, and business exit planning while maintaining full HMRC compliance. Our team provides proactive tax position optimisation.
Business Formation
We assist with limited company formations including off-the-shelf or custom solutions. Services include incorporation advice, director appointments, shareholder resolutions, and associated tax registrations. Our guidance covers corporate structure selection, tax registration requirements, and business plan development to ensure optimal start-up configurations for new companies.
Payroll Services
We manage full payroll compliance including payslips, departmental reporting, Real-Time Information submissions, and auto-enrolment pensions. Our services cover statutory payments, employee leavers/starters management, and year-end P60 processing. We also provide tax-efficient remuneration strategy advice for employers.
Management Accounts
We deliver cloud-based and traditional management accounts with key performance indicators, budget comparisons, and actionable business insights. Our services include system implementation support, lender reporting, divisional performance analysis, and break-even cost calculations to help businesses monitor financial health and make informed operational decisions.
People
Adrian King
Director
Director with extensive experience in business advisory services, tax strategy development, and professional accounting standards implementation across diverse industry sectors.
Fraser Stewart
Director
Chartered accountant overseeing key audit functions and financial compliance services, continuing the Stewart family legacy of client-focused accounting solutions.
James Smith
Senior Accountant
Specialises in corporate tax compliance and business restructuring strategies with over 15 years of experience in SME advisory services.
Angela McGuinnes
Tax Specialist
Experienced tax advisor focusing on inheritance tax planning, personal tax compliance, and HMRC dispute resolutions for business owners.
Andrew Anderson
Audit Manager
Leads audit and assurance services with expertise in statutory accounts preparation and regulatory compliance for companies across the Highlands.
Questions
What accounting services do you offer?
We provide annual accounts preparation, cloud-based management accounts, company financial reporting, and real-time financial insights for business decision-making.
How do you tailor tax solutions?
Our tax advisory covers personal and corporate compliance, inheritance planning, tax-efficient remuneration strategies, and proactive tax liability minimisation.
Are you qualified accountants?
Yes, we are Chartered Accountants with ICAS accreditation, holding over 60 combined years of accounting experience across diverse industry sectors.
What happens during team transitions?
When directors retire, client relationships transition smoothly to equally qualified team members with advance communication and continuity assurance.
Do you handle tax investigations?
We provide full support during HMRC investigations, including dispute resolution, penalty minimisation, and tax investigation fee protection advice.
How do you manage payroll services?
We offer complete payroll solutions including RTI submissions, CIS returns, pension auto-enrolment, and tax-efficient remuneration planning for employers.
