Business Details
12 Years
experience
Your Trusted Financial Advisers in Belfast
Navigate IFA was established in 2014 with a vision to redefine financial planning by prioritising clients' lifestyles over traditional monetary metrics. Our team of experienced professionals combines deep industry expertise with a commitment to independence, offering tailored solutions that align with clients' personal goals. We operate under core values of excellence, trust, respect, humility, and innovation, ensuring every decision prioritises clients' best interests. As a firm authorised and regulated by the Financial Conduct Authority, we maintain rigorous standards of professionalism and transparency. Our collaborative approach involves understanding clients' aspirations before addressing financial strategies, fostering long-term partnerships that adapt to evolving life circumstances.With a focus on cashflow planning and wealth management, we help clients achieve financial clarity and freedom. Recognised by VouchedFor for three consecutive years, our reputation is built on client testimonials highlighting peace of mind, security, and effective goal achievement. We serve diverse clients including retirees, young professionals, and business owners, offering services like Foundations, LifeMap, and Compass to address varying financial journeys. Our Belfast-based team combines technical proficiency with a personable approach, ensuring clients feel supported throughout their financial planning experience.
Services
Financial Planning
Wealth Management
Cashflow Planning
Retirement Planning
Investment Strategy
LifeMap Service
Foundations Service
Compass Service
Details
- Year established: 2014
Highlights and features
- We offer truly independent financial planning with no ties to banks or investment groups
- Our team includes Chartered Financial Planners with decades of combined experience
- We implement a client-centric approach focusing on lifestyle goals before financial metrics
- Our services are designed for long-term partnerships adapting to life's changing circumstances
- We have been consistently rated top by VouchedFor for three consecutive years
Associations and certifications
- Financial Conduct Authority
What people say
Peace of mind
Financial security
Professional approach
Goal achievement
Personable service
Services
Financial Planning
Our comprehensive financial planning service creates tailored strategies aligned with personal life goals. Using cashflow modelling and market analysis, we develop actionable plans that evolve with changing circumstances. Clients benefit from ongoing reviews and adjustments to maintain financial security through life's transitions.
Wealth Management
This service focuses on growing, protecting, and transferring wealth through diversified investment strategies. We assess risk tolerance and financial objectives to create bespoke portfolios, while maintaining transparency about fees and performance metrics. Regular monitoring ensures optimal asset allocation.
Retirement Planning
Specialised planning for pre-retirement and retired clients optimises income streams and tax efficiency. We analyse pension provisions, savings, and spending requirements to create sustainable withdrawal strategies. The service includes regular reviews to adapt to changing market conditions.
Cashflow Planning
Using detailed financial mapping, we help clients understand income-expenditure dynamics and identify savings opportunities. This service provides clarity on current financial positions and projects future scenarios to support informed decision-making about major life events.
Investment Strategy
We develop customised investment approaches based on individual risk profiles and financial goals. Our strategies incorporate market research and diversification principles, with ongoing performance tracking and rebalancing to maintain alignment with client objectives.
People
Darren Curry
Financial Planner
Darren provides personalised financial planning solutions, focusing on long-term client relationships. With extensive industry experience, he specialises in helping business owners navigate complex financial decisions while maintaining clear communication.
Jenny McNaught
Chartered Financial Planner
Jenny combines technical expertise with client-focused service, specialising in retirement planning and wealth management. Her Chartered status reflects advanced professional qualifications and commitment to ethical standards in financial advice.
Laura Watt
Client Manager
Laura coordinates client relationships, ensuring seamless service delivery. She works closely with financial planners to maintain regular communication and implement strategic recommendations, focusing on exceptional client experience.
Margaret Prall
Office Administrator
Margaret supports operational efficiency through meticulous administrative management. Her role ensures smooth office operations and client service coordination, contributing to the firm's overall effectiveness.
Questions
What makes Navigate IFA different from other financial advisers?
We focus on lifestyle financial planning, prioritising your life goals before financial metrics. As truly independent advisers with no institutional ties, we provide whole-of-market advice tailored to your unique circumstances.
How do you charge for your financial planning services?
Our fees are transparent and agreed upfront, typically based on the complexity of your financial situation. We provide detailed cost breakdowns before starting any work, with optional ongoing service fees.
What qualifications do your advisers hold?
Our team includes Chartered Financial Planners with advanced industry qualifications. All advisers maintain continuing professional development and operate under FCA regulation.
How often will we review my financial plan?
We conduct comprehensive annual reviews, with additional check-ins available as needed. Life changes trigger immediate strategy reassessments to ensure your plan remains aligned with your goals.
Can you help with both personal and business financial planning?
Yes, we work with business owners to integrate personal and business financial goals. Our services address succession planning, tax efficiency, and wealth management for entrepreneurs.
What areas do you cover beyond Belfast?
While based in Belfast, we serve clients across Northern Ireland and surrounding regions. Remote consultations via Zoom make our services accessible regardless of location.
Reviews (3)
Sara Otley
Mar 19, 2021
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Positive:Professionalism,Responsiveness
Professional, knowledgeable, friendly, and approachable team who I wouldn't hesitate to recommend to my friends, family and clients. Thank you to the whole team for the support they've given me over the years!
Professional, knowledgeable, friendly, and approachable team who I wouldn't hesitate to recommend to my friends, family and clients. Thank you to the whole team for the support they've given me over the years!
Ashleigh Bodell
Nov 14, 2019
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Navigate Mortgage Advisors provided me with an excellent first mortgage application experience; they have excellent client care and support in place and provided me with consistent support and information to ensure that I was kept informed throughout the mortgage application process. The process, was smooth, efficient, communication was highly effective and efficient and clear and I felt very confident to make decisions on the product best suited to me based on their expertise and knowledge. Both Paul Shannon and Lewis Mills were highly professional, knowledgeable, very prompt in their communications
Mandy L.
Nov 24, 2018
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Professional and knowledgeable team who kept us informed every step of the way. Really took the stress out of remortgaging and rejigging our life insurance. Highly recommend
