Business Details
21 Years
experience
Expert Mortgage Brokers in Lichfield
Easylife Mortgages has established itself as a trusted partner in mortgage advisory services, combining extensive market knowledge with a client-centric approach. Our team of experienced professionals utilises advanced sourcing software updated daily with the latest mortgage deals, ensuring clients receive tailored solutions aligned with their unique financial circumstances. We specialise in guiding first-time buyers, home movers, and buy-to-let investors through the entire mortgage process, from initial application to completion, while maintaining transparency at every stage. As an Appointed Representative of PRIMIS Mortgage Network, we operate under the rigorous standards of the Financial Conduct Authority, reinforcing our commitment to regulatory compliance and client protection. Our expertise extends beyond standard residential mortgages to include complex cases such as adverse credit scenarios, corporate buy-to-let portfolios, and shared ownership arrangements.We prioritise long-term relationships by delivering consistent value through comprehensive mortgage strategies and complementary protection services, including life insurance and critical illness cover. Our fee structure is transparently communicated at the outset, with standard cases capped at 499 and complex cases at 699, ensuring no hidden costs. By simplifying mortgage options and maintaining open communication channels, we empower clients to make informed decisions about their most significant financial commitments. Our Lichfield-based operations serve clients nationwide, combining local expertise with national market insights to deliver optimal outcomes.
Services
Mortgage Advice
Remortgaging
Buy to Let
Life Insurance
Critical Illness Cover
Details
- Year established: 2005
Highlights and features
- We specialise in both standard and complex mortgage cases including adverse credit scenarios
- Our FCA-regulated service ensures compliance with the highest industry standards
- We provide end-to-end mortgage management from application to completion
- Our daily updated software accesses the latest market mortgage deals
- We offer tailored protection packages to safeguard mortgage commitments
Associations and certifications
- Financial Conduct Authority
Services
Mortgage Advice
Our mortgage advisory service provides comprehensive guidance across the entire UK market. We analyse individual financial circumstances to recommend optimal mortgage products, considering both short-term affordability and long-term financial planning. Our FCA-regulated advisors maintain ongoing relationships with major lenders to secure competitive rates for residential and buy-to-let properties.
Remortgaging
We specialise in remortgaging solutions to help clients reduce monthly payments, release equity, or switch to more suitable mortgage products. Our process includes detailed market analysis, exit fee calculations, and new product comparisons to ensure optimal financial outcomes for changing circumstances.
Buy to Let
Our buy-to-let mortgage service caters to both individual and corporate landlords. We provide portfolio management strategies, tax-efficient structuring advice, and access to specialist lenders offering competitive rates for property investors. Our expertise extends to complex cases involving multiple properties and corporate entities.
Life Insurance
We offer tailored life insurance solutions to protect mortgage obligations and family financial security. Our independent advisors assess individual needs to recommend appropriate coverage levels, policy types, and premium structures that align with clients' long-term financial commitments.
Critical Illness Cover
Our critical illness cover provides financial protection against major health events that could impact mortgage repayments. We design policies covering specified conditions with flexible terms, ensuring clients maintain financial stability during challenging health circumstances.
Questions
What mortgage types do you specialise in?
We specialise in residential mortgages for first-time buyers and home movers, buy-to-let investments, and complex cases including adverse credit and corporate portfolios.
Are your services regulated?
Yes, we operate as an Appointed Representative of PRIMIS Mortgage Network, which is authorised and regulated by the Financial Conduct Authority.
What fees apply to your mortgage services?
Standard residential cases have a maximum fee of £499, while complex cases including adverse credit or corporate buy-to-let arrangements have a maximum fee of £699.
Do you offer protection services with mortgages?
Yes, we provide tailored protection packages including life insurance and critical illness cover to safeguard mortgage commitments against unforeseen circumstances.
How do you find the best mortgage deals?
We use professional sourcing software updated daily with the latest market products, allowing us to compare thousands of mortgage options to find the most suitable solutions.
Can you help with mortgage applications after credit issues?
Yes, we have expertise in complex cases including adverse credit histories and can access specialist lenders offering tailored mortgage solutions.
