Business Details
32 Years
experience
Independent Financial Advisers in Hereford
Established in 1994, Kingfurness & Associates & Associates has built a reputation as a trusted provider of independent financial planning services. Our team of qualified advisors specialises in tailoring financial strategies to meet the unique needs of individuals, families, and businesses across Herefordshire and beyond. With a focus on transparency and ethical practices, we offer comprehensive advice on pensions, tax planning, investments, and retirement strategies. As part of the Amber River group since 2023, we combine local expertise with nationwide resources to deliver impartial solutions. Our advisors hold advanced qualifications in specialist areas, ensuring clients receive technically robust recommendations.We prioritise long-term relationships, regularly reviewing client portfolios to adapt to evolving financial landscapes. Our independence from product providers guarantees unbiased advice aligned solely with client interests. Over three decades, we have helped clients navigate market fluctuations while maintaining a commitment to clear communication and client education. Our services cater specifically to those building wealth, approaching retirement, or managing post-retirement finances. This targeted approach allows us to address client needs with precision and depth.
Services
Financial Planning
Pension Advice
Tax Planning
Investment Management
Retirement Strategies
Protection Services
Mortgage Advice
Estate Planning
Details
- Year established: 1994
Highlights and features
- We have over 30 years of experience in independent financial planning
- Our advisors hold specialist qualifications in pension and tax planning
- FCA regulation ensures adherence to strict professional standards
- Services tailored specifically for wealth builders and retirees
- Comprehensive portfolio reviews to adapt to changing financial needs
Associations and certifications
- Financial Conduct Authority
What people say
Excellent service
Regular updates
Responsive advisors
Ethical investments
Market expertise
Services
Financial Planning
We develop comprehensive financial strategies tailored to individual circumstances. Our approach combines risk assessment with long-term goal setting to create sustainable wealth management plans. Clients benefit from regular portfolio reviews and market updates to ensure ongoing alignment with financial objectives.
Pension Advice
Specialist guidance on pension schemes including transfers, drawdown options, and tax-efficient withdrawals. We help clients navigate pension freedoms introduced in 2015 while maintaining appropriate risk management strategies for post-retirement income.
Tax Planning
Strategic advice on minimising tax liabilities through legitimate allowances and exemptions. Our services include inheritance tax mitigation, capital gains tax planning, and optimising tax-efficient investment vehicles like ISAs and trusts.
Investment Management
Customised investment solutions aligned with risk profiles and financial goals. We offer diversified portfolio strategies incorporating ethical investment options and regular performance monitoring to adapt to market conditions.
Estate Planning
Comprehensive guidance on asset distribution, including will creation and lasting power of attorney arrangements. Our approach ensures smooth wealth transfer while minimising inheritance tax exposure through trust structures and gifting strategies.
Questions
What areas do you cover?
We serve clients across Herefordshire, Gloucestershire, and surrounding regions with both in-person and remote advisory services.
Are you regulated by the FCA?
Yes, we are authorised and regulated by the Financial Conduct Authority under reference number 232518.
How are your services charged?
We provide transparent fee structures tailored to individual needs - details are discussed during your initial consultation.
What retirement planning options exist?
We explain all pension freedoms including drawdown, annuities, and phased withdrawals to create sustainable retirement income.
Can I transfer existing pensions?
Yes, we specialise in pension transfers while ensuring appropriate risk assessment and tax efficiency.
How often are reviews conducted?
We recommend annual reviews but provide ongoing support with quarterly market updates and portfolio adjustments as needed.
