Business Details
16 Years
experience
Your Trusted Chartered Financial Advisers in Grimsby
Established in 2010, evolve wealth is the only CII Chartered Financial Planning firm in Grimsby, offering independent, face-to-face advice tailored to individual and business needs. Our team of qualified professionals prioritises transparency, long-term relationships, and client-centric solutions, focusing on pensions, investments, retirement planning, and tax efficiency. With Chartered status from the Chartered Insurance Institute and direct authorisation by the Financial Conduct Authority, we ensure unbiased recommendations aligned with your goals.Our process combines thorough financial analysis with clear communication, empowering clients to make informed decisions. We serve individuals, couples, and business owners across Grimsby, Cleethorpes, and surrounding areas, maintaining a strong reputation for exceptional service and client satisfaction through word-of-mouth referrals and consistent five-star reviews.
Services
Pension Planning
Investment Management
Retirement Strategy
Tax Efficiency
Estate Planning
Business Financial Planning
Protection Advice
Cash Flow Modelling
Wealth Management
Ongoing Financial Reviews
Details
- Year established: 2010
Highlights and features
- We are the only CII Chartered Financial Planning firm in Grimsby
- We provide face-to-face advice with no pressure or jargon
- Our recommendations are fully independent and FCA-regulated
- We maintain long-term relationships built on trust and transparency
- We hold a consistent 5-star client satisfaction rating
Associations and certifications
- Chartered Insurance Institute (CII)
- Financial Conduct Authority (FCA)
What people say
Professional and friendly
Exceeded expectations
Jargon-free advice
Exceptional support
Liberating experience
Services
Pension Planning
We specialise in comprehensive pension planning, helping clients understand their retirement savings and optimise their pension arrangements. Our advice covers workplace pensions, personal pensions, and self-invested personal pensions (SIPPs). We focus on tax-efficient strategies to maximise retirement income while considering individual circumstances and long-term goals.
Investment Management
Our investment management service creates tailored portfolios aligned with clients' risk profiles and financial objectives. We employ a disciplined approach to asset allocation and diversification, regularly reviewing investments to ensure they remain appropriate. We focus on long-term growth while maintaining appropriate risk levels for each client's unique situation.
Retirement Strategy
We develop comprehensive retirement strategies that consider all aspects of financial security. Our approach includes income planning, tax efficiency, and estate considerations. We help clients determine sustainable withdrawal rates and coordinate multiple income sources to ensure financial stability throughout retirement.
Tax Efficiency
Our tax efficiency service identifies opportunities to legally reduce tax liabilities across all financial aspects. We specialise in pension tax wrappers, capital gains tax mitigation, and inheritance tax planning. Our strategies aim to preserve wealth while ensuring compliance with current tax regulations and future legislative changes.
Estate Planning
We provide estate planning solutions to ensure wealth is transferred according to clients' wishes while minimising inheritance tax. Our approach includes will reviews, trust arrangements, and life insurance planning. We coordinate with legal professionals to create comprehensive succession plans that protect family assets for future generations.
People
Joe Kirk
Financial Planner
Joe joined evolve wealth in 2014 as an apprentice and now specialises in complex financial planning for business owners and retirees. He simplifies financial concepts and delivers practical advice using cash flow planning and personalised guidance to help clients gain financial confidence.
Donna Moore
Chartered Financial Planner
Donna joined evolve wealth in 2016 with extensive financial planning experience. She specialises in retirement and pension planning, helping clients answer critical questions about their financial future. Donna is the only female Chartered Independent Financial Planner in Grimsby.
Raymond Kirk
Chairman
Raymond founded evolve wealth and now serves as Chairman. With over 30 years in financial planning and Chartered status, he guides the firm's vision while ensuring high standards of client service and expert guidance across all financial planning activities.
Samantha Kilday
Paraplanner
Sam has been with evolve wealth since 2016, supporting clients with research and tailored recommendations. Her international experience and attention to detail ensure a smooth financial planning process, providing clear and accurate information to support client decision-making.
Lacey Burgess
Paraplanner
Lacey joined evolve wealth in 2023 and quickly became integral to our planning reviews and business owner support. Her detailed approach ensures recommendations align with long-term goals, providing accurate and client-focused financial planning solutions.
Questions
What financial services do you specialise in?
We specialise in pensions, investments, retirement planning, tax efficiency, estate planning, and business financial strategy. Our Chartered advisors provide comprehensive, independent advice tailored to individual and business owner needs.
Are you regulated financial advisers?
Yes, we are Chartered Financial Planners regulated by the Financial Conduct Authority. We hold reference number 529665 on the Financial Services Register and maintain the highest professional standards.
How do you charge for your services?
We offer a free initial consultation. Our charges are transparent and agreed upfront, typically based on the complexity of your financial situation and the ongoing support required, with no hidden fees.
Do you work with local businesses?
Yes, we specialise in supporting local business owners with financial strategy, tax efficiency, and succession planning. Our face-to-face advice helps business owners coordinate personal and company financial goals.
How often do you review financial plans?
We conduct regular reviews to ensure your plan remains aligned with your goals. The frequency depends on individual circumstances, but we provide ongoing support and adjustments as needed.
