Business Details
Trusted Musician Insurance Services in Chesterfield
Established in the late 1970s, Musicians Insurance Services has evolved into a market-leading insurance broker dedicated to the music industry. Our expertise lies in providing tailored insurance solutions for musicians, entertainers, and choral groups, covering a wide range of instruments and equipment. Partnering with Aviva, we offer comprehensive policies that protect against theft, loss, and accidental damage, with options for public liability and travel insurance. Our team prioritises transparency, ensuring clients receive professional advice without additional costs. With over four decades of experience, we combine deep industry knowledge with a commitment to understanding the unique needs of musicians.Our policies cater to amateurs, semi-professionals, and professionals, offering flexible coverage across the UK and globally. Recognised by peers and clients alike, we maintain a personal approach to service, supported by our FCA authorisation and seven UK offices. We specialise in demystifying insurance complexities, ensuring clients secure optimal protection at competitive rates. Our focus remains on delivering reliable, client-centric solutions that adapt to evolving industry demands.
Services
Musical Instrument Insurance
Public Liability Insurance
Employers Liability Insurance
Travel Insurance
Specialist Policy Options
Highlights and features
- We have over 40 years' experience in musician-specific insurance.
- Our FCA-regulated policies ensure compliance and client protection.
- We offer free professional advice with no broker fees.
- Our policies cover all instrument types, from strings to electronics.
- We provide tailored solutions for amateur, semi-professional, and professional musicians.
Associations and certifications
- Financial Conduct Authority
Services
Musical Instrument Insurance
Our policies protect musical instruments against theft, loss, and accidental damage. Coverage extends to all instrument types, including strings, brass, woodwind, and electronic equipment. Policies can be tailored for UK or worldwide use, with optional 24/7 vehicle theft protection.
Public Liability Insurance
This service covers legal liabilities for third-party injuries or property damage during musical performances. Policies provide up to 5,000,000 indemnity per claim, with exclusions for member-to-member incidents and contractual liabilities.
Employers Liability Insurance
Mandatory for paid band members, this service offers 10,000,000 coverage for employee-related claims. It protects against workplace injuries or illnesses arising from musical activities, complying with UK legal requirements.
Travel Insurance
Designed for touring musicians, this service covers medical emergencies, baggage loss, and cancellations during international performances. Policies start at 27 for 7-day European trips, with worldwide options available.
Specialist Policy Options
We offer bespoke extensions including 24/7 vehicle security coverage, choral group protection, and combined policies for multiple instruments. Clients can also add personal accident and legal expense coverage to existing plans.
Questions
What does musical instrument insurance cover?
Our policies cover theft, loss, and accidental damage to instruments, including cases and accessories. Coverage applies during performances, transport, and storage, with optional worldwide extensions.
Can I get liability insurance for public performances?
Yes, we offer public liability coverage up to £5,000,000 per claim, protecting against third-party injury or property damage claims arising from your musical activities.
Is travel insurance available for international gigs?
We provide travel insurance covering medical emergencies, cancellations, and baggage loss for musicians performing abroad, starting at £27 for 7-day European trips.
How do I make an insurance claim?
Contact us at 01246 382 261 between 9am-5pm Monday-Friday. Our team will guide you through documentation requirements and expedite claim processing.
Can I extend my policy to include employers liability?
Yes, employers liability coverage up to £10,000,000 is available as an optional add-on, required by law for paid band members.
Are there discounts for multiple instruments?
We offer competitive rates for multi-instrument policies. Contact our team for a customised quote based on your specific coverage needs.
