Business Details
22 Years
experience
Trusted Independent Financial Advisers in Wolverhampton
We are Independent Financial Advisers dedicated to providing unbiased, client-focused advice tailored to individual needs. Our team combines decades of industry experience with a commitment to understanding each client's unique financial situation. Based in Wolverhampton, we serve clients across the UK through face-to-face consultations, postal services, and digital communication. Our directors hold advanced qualifications including DipFA, MIFS, and specialist taxation certifications, ensuring comprehensive expertise in financial planning. We operate under strict FCA regulations, prioritising transparency and ethical standards in all recommendations.With a focus on pensions, investments, and estate planning, we help clients navigate complex financial decisions. Our approach integrates tax-efficient strategies and market insights to optimise long-term outcomes. We offer free initial meetings to assess client needs and determine how we can best support their financial goals. Our track record of professional service has earned client testimonials praising our expertise and personalised approach. As an independent firm, we work exclusively in our clients' best interests, leveraging our industry knowledge to deliver tailored solutions.
Services
Savings & Investments
Pension Planning
Estate Planning
Corporate Services
Financial Consultation
Details
- Year established: 2004
Highlights and features
- We are FCA-authorised independent financial advisers with 25+ years' industry experience
- Our directors hold advanced qualifications including DipFA and specialist taxation certifications
- We offer free initial consultations to understand your specific financial requirements
- We provide tax-efficient strategies across pensions, investments, and estate planning
- Our client-focused approach prioritises your financial goals over product provider incentives
Associations and certifications
- Financial Conduct Authority
What people say
Impressed by Mr. Strutt's professionalism
Help and advice over the years
Services
Savings & Investments
We help clients optimise their savings and investments through tax-efficient strategies. Our advisers review existing portfolios including ISAs, investment trusts, and bonds to ensure they align with current goals. With access to diverse market products, we create tailored investment plans that balance risk and return while maximising available tax allowances.
Pension Planning
Our pension planning service navigates post-2015 pension freedoms to create sustainable retirement income. We assess multiple pensions, tax implications, and funding levels to develop withdrawal strategies. Using cashflow modelling, we help clients understand retirement options while ensuring compliance with regulatory requirements and personal risk profiles.
Estate Planning
We implement strategies to mitigate inheritance tax and preserve wealth for future generations. Working with solicitors and accountants, we structure trusts and gifting strategies while considering property and asset protection. Our advice focuses on creating effective legacy plans that align with clients' wishes and legal frameworks.
Corporate Services
We advise business owners on retirement income strategies, exit planning, and share option agreements. Our services include corporate pension arrangements, director remuneration planning, and protection strategies. We help business owners align personal financial goals with company structures while considering tax efficiency and succession planning.
Financial Consultation
Our consultation service provides holistic financial advice covering tax planning, asset management, and long-term wealth preservation. We conduct comprehensive reviews of existing arrangements and create integrated plans addressing multiple financial objectives. Using advanced planning tools, we deliver coordinated strategies that adapt to changing life circumstances and regulatory environments.
People
Julian Strutt
Director
Director with 25+ years' experience in financial services, holding DipFA, MIFS qualifications and specialist taxation expertise. Focuses on complex financial planning solutions for high-net-worth clients.
Rhian Simpson
Director
Director since 2016, bringing NHS management experience to financial planning. Qualified with DipFA and MIFS, specialising in client-focused investment strategies and retirement planning solutions.
Questions
What financial services do you specialise in?
We specialise in pension planning, investment management, estate planning, and corporate financial advice. Our independent status allows us to provide unbiased recommendations across the whole market.
Are you regulated by the FCA?
Yes, we are authorised and regulated by the Financial Conduct Authority (FCA Register No 624680) and follow their strict guidelines for client protection.
How do you charge for your services?
We provide transparent fee structures during initial consultations. Charges vary by service complexity but always prioritise value for money and client benefit.
Do you offer a free initial consultation?
Yes, we offer free initial meetings at your home, business, or via digital platforms to discuss your financial needs without obligation.
How are investment decisions made?
Decisions consider your risk profile, financial goals, and tax situation. We explain options clearly and only recommend products we believe suit your circumstances.
What happens if I have a complaint?
Contact us directly to resolve issues. If unresolved, you may refer complaints to the Financial Ombudsman Service for independent review.
Reviews (1)
Adam Tallack
Aug 02, 2018
Report
Had a really interesting meeting with Rhian. She has given me a lot to think about. Fantastic financial advice
