Business Details
Independent Financial Advisers in Suffolk
Established to provide tailored financial solutions, we specialise in independent financial advice across wealth management, retirement planning, protection, and mortgage services. Our team of experienced advisers delivers face-to-face consultations in clients' homes or local offices, ensuring accessibility and convenience. With over 30 years of combined industry expertise, we prioritise understanding individual financial goals to create bespoke strategies. Our holistic approach considers evolving circumstances, offering ongoing support to adapt solutions as needs change. Regulated by the Financial Conduct Authority through appointed representatives, we maintain rigorous professional standards.Clients benefit from transparent communication, comprehensive market coverage, and a commitment to long-term financial security. Our services encompass investment management, tax-efficient planning, pension transfers, and specialist mortgage advice including lifetime mortgages. We operate with integrity, focusing on building trust through client-centric service and demonstrable results. Our local knowledge of Suffolk and surrounding areas enables targeted financial guidance. All recommendations are based on thorough assessment, ensuring suitability and alignment with personal objectives.
Services
Wealth Management
Retirement Solutions
Protection Solutions
Mortgage Solutions
Tax Planning
Estate Planning
Investment Advice
Pension Transfers
Lifetime Mortgages
Income Protection
Highlights and features
- We offer free initial consultations to understand your financial goals
- Our advisers hold DipFA qualifications, the industry standard for financial advice
- We provide ongoing service adjustments to match changing financial circumstances
- We operate as whole-of-market advisers with access to comprehensive financial products
- Our team has over 60 combined years of experience in financial services
Associations and certifications
- Financial Conduct Authority
Services
Wealth Management
Our wealth management service creates tailored investment strategies considering your financial goals and risk profile. We offer access to diverse investment vehicles including ISAs, offshore funds, and tax-efficient solutions. With ongoing portfolio monitoring and regular reviews, we ensure your investments remain aligned with changing circumstances while maximising growth potential.
Retirement Solutions
We specialise in comprehensive retirement planning covering personal pensions, company schemes, and income drawdown options. Our service includes tax-free lump sum management, pension transfers, and in-retirement income strategies. We help clients navigate complex pension regulations while optimising retirement income sustainability and flexibility.
Protection Solutions
Our protection services encompass life cover, critical illness insurance, and income protection tailored to individual needs. We provide mortgage protection solutions and private medical insurance options while considering inheritance tax implications. Our advice ensures appropriate coverage levels that adapt to evolving personal circumstances and family requirements.
Mortgage Solutions
We offer whole-of-market mortgage advice covering first-time purchases, remortgaging, and buy-to-let investments. Our service includes lifetime mortgage options and let-to-buy solutions with careful consideration of repossession risks. We help clients secure competitive rates while ensuring affordability assessments meet regulatory requirements.
Tax Planning
Our tax planning service focuses on legitimate strategies to minimise tax liabilities through ISAs, trust planning, and inheritance tax mitigation. While not regulated by the FCA, our advice considers current tax legislation to optimise financial efficiency while maintaining compliance with HMRC requirements.
People
Esus Tella
Financial Adviser
With 31 years' experience in financial services, including 4 years as independent adviser, Esus holds the DipFA qualification. He specialises in whole-of-market financial planning while maintaining deep knowledge of investment and mortgage products. His client-focused approach prioritises long-term financial security.
Tony Iannelli
Financial Adviser
Tony brings 29 years' industry experience, including 4 years as independent adviser. Holding DipFA and mortgage qualifications, he specialises in retirement planning and lifetime mortgages. His community involvement complements his professional commitment to tailored financial solutions for clients' evolving needs.
Questions
What financial services do you offer?
We provide wealth management, retirement planning, protection insurance, mortgage advice, and tax-efficient investment solutions across Suffolk and surrounding areas.
Are you regulated by the Financial Conduct Authority?
Yes, through our association with Quilter Wealth Ltd and Quilter Mortgage Planning Ltd, which are FCA-authorised and regulated under reference numbers 217742 and 440718.
How are your services charged?
We charge through fees, commissions, or a combination. Payment arrangements are agreed in advance with full transparency about costs before any service commencement.
Do you offer home visits for consultations?
Yes, we provide face-to-face meetings in clients' homes or local offices for convenient access to our financial advisory services.
Can you help with pension transfers?
We offer comprehensive pension transfer advice, though we caution that transferring final salary pensions is generally not recommended for most clients.
What areas do you cover?
While based in Ipswich, Suffolk, we serve clients across East Anglia and throughout the UK through our flexible advisory approach.
