Carl Summers Financial Services

Business Details

Expert Financial Advisers in Newport

Carl Summers Financial Services brings together a team of experts combining enthusiasm with years of industry knowledge to provide clients with professional, comprehensive financial solutions. Our approach is tailored to the unique needs of each individual client, leveraging over 20 years of experience and a carefully selected panel of industry-leading companies. We specialise in Mortgages, Pensions, Investments, and Insurance, offering services that include Structured Deposits, Bonds, ISAs, Portfolio Planning, and Retirement solutions. Our team of professionals, including Principal Partner Carl Summers and Partner Spencer Heaney, possess the knowledge and skills to meet diverse financial needs.

We operate from our Head Office in Newport, Shropshire, with satellite offices and advisers in Bridgnorth, Telford, and Manchester. By working closely together and referring clients to colleagues with specialist expertise, we ensure excellent service and results. We serve clients throughout the UK, combining local presence with strong partnerships to deliver the right financial solutions. Our commitment to professional standards is reflected in our status as an appointed representative of The Openwork Partnership, authorised and regulated by the Financial Conduct Authority. We prioritise client trust through transparent communication and a focus on long-term financial security.

Services

Investments Mortgages Insurance Retirement Planning Structured Deposits Bonds ISAs Portfolio Planning First Time Purchase Buy-To-Let

Highlights and features

We offer over 20 years of experience in financial services.
Our team includes qualified professionals with specialist expertise.
We provide tailored advice to meet individual client needs.
We partner with industry-leading companies for comprehensive solutions.
We operate with regulatory compliance and client-focused transparency.

Associations and certifications

Financial Conduct Authority

Website

Update Listing

Services

Investments

We provide tailored investment solutions including Structured Deposits, Bonds, and ISAs. Our expertise helps clients grow wealth through diversified portfolios aligned with risk tolerance and financial goals. Services are supported by industry-leading partners.

Mortgages

We offer mortgage advice for first-time buyers, movers, and investors. Services include First Time Purchase, Buy-To-Let, and Re-mortgage solutions tailored to individual circumstances and financial objectives.

Insurance

Our insurance services cover Mortgage Protection, Critical Illness Cover, and Business Protection. We partner with selected providers to deliver policies that safeguard clients' financial security against unforeseen events.

Retirement Planning

We help clients plan for retirement through Saving for Retirement and Income in Retirement strategies. Our advice ensures sustainable income streams and compliance with regulatory standards for long-term security.

Portfolio Planning

We design bespoke portfolio strategies combining investments, pensions, and tax-efficient vehicles. Our approach optimises returns while managing risk, supported by over 20 years of market expertise and industry partnerships.

People

Carl Summers

Principal Partner

Carl Summers began his career in financial services after a retail background, joining Canada Life. He leads the team with expertise in pensions and investments.

Spencer Heaney

Partner

Spencer Heaney, educated in Belfast and Newcastle, brings extensive experience in financial services, focusing on mortgage and protection solutions for diverse client needs.

Fiona Kilburn

Financial Adviser

Fiona Kilburn specialises in financial services, working with firms like Friends Provident to deliver tailored investment and retirement strategies for individual and corporate clients.

Chris Freeman

Mortgage and Protection Adviser

Chris Freeman, qualified since 2016, offers mortgage and protection advice, leveraging retail experience to address client needs in property and insurance sectors.

Barry Ross

Financial Adviser

Barry Ross has over 15 years in insurance and financial services, providing expertise in risk management and long-term financial planning solutions for clients.

Questions

What services does Carl Summers Financial Services offer?

We offer Mortgages, Investments, Insurance, and Retirement Planning, including Structured Deposits, Bonds, ISAs, and Portfolio Planning.

How do you tailor financial advice to individual needs?

Our team assesses each client's unique circumstances to create personalised solutions aligned with their financial goals.

What experience does your team have?

Our advisers have decades of combined experience in financial services, including retail, banking, and insurance sectors.

Which areas do you serve?

We operate from Newport, Shropshire, with advisers in Bridgnorth, Telford, and Manchester, serving clients nationwide.

Are you regulated by the Financial Conduct Authority?

Yes, we are an appointed representative of The Openwork Partnership, authorised and regulated by the FCA.

Reviews (2)

Write a Review

Cjm Retro

Nov 13, 2021 Report

I contacted Carl Summers based on the recommendation of a work colleague, to apply for a mortgage as a 1st time buyer, on the ex-local authority flat I had been renting for 9 years. He was very pleasant and easy to talk to, but unfortunately he was unable to get me the mortgage I needed, and I was left very disappointed, and out of pocket, having paid the 395.00 fee.
Whilst I passed the finance check, the mortgage lender used Countrywide Surveyors to value the property (they are well known for undervaluing/not valuing properties) and the lender declined to lend on the property, on the

Robert Jarvis

Feb 10, 2021 Report

My accountant recommended this company because I needed professional advice on my self invested pension scheme. I spoke to Barry Ross who is a financial advisor and he was helpful. He gave me good advice and I am pleased to say I have sorted out my problem. The reason for the 5 star review is he went above and beyond what you would normally expect. He is good at his job, honest and I would definitely recommend him.