Business Details
29 Years
experience
Expert Mortgage Brokers in Exeter
Established in 1997, we have dedicated ourselves to providing expert mortgage and protection advice tailored to individual client needs. Our team specialises in navigating the complexities of the mortgage market, offering comprehensive coverage across all product types including first-time buyer schemes, remortgaging options, and buy-to-let investments. With a focus on transparency and client education, we prioritise clear communication about financial commitments while maintaining compliance with FCA regulations. Our advisors possess extensive experience assisting clients with diverse financial circumstances, including those with adverse credit histories. We operate under the regulatory oversight of HL Partnership Limited, an FCA-authorised entity, ensuring adherence to rigorous professional standards.Our service model accommodates personal meetings, telephone consultations, and digital communication channels to maximise client accessibility. In addition to mortgage solutions, we provide integrated protection planning including life assurance and income protection policies. Our physical presence in Devon supports our commitment to serving local communities while maintaining national market coverage. We maintain strict confidentiality protocols for all client information in accordance with data protection legislation. Our fee structure for advisory services is clearly disclosed at 395, with transparent explanations of potential variations based on individual circumstances.
Services
First Time Buyers
Remortgages
Buy to Let
Moving Home
Declined Elsewhere
Help to Buy
Auction Finance
Additional Borrowing
Self Employed
Protection Insurance
Details
- Year established: 1997
Highlights and features
- We have over 25 years of experience in mortgage advisory services
- We offer comprehensive market coverage across all mortgage products
- Our team specialises in assisting clients with adverse credit histories
- We provide integrated mortgage and protection insurance solutions
- We operate under FCA regulatory oversight through HL Partnership Limited
Associations and certifications
- Financial Conduct Authority
Services
Mortgage Advice
Our expert advisors provide comprehensive mortgage guidance tailored to individual circumstances. We analyse market offerings to identify optimal solutions for first-time buyers, remortgagers, and buy-to-let investors. Our FCA-regulated service includes detailed affordability assessments and product comparisons across major lenders.
Protection Insurance
We offer integrated protection solutions including life assurance, income protection, and critical illness cover. Our advisors help clients select appropriate coverage levels to safeguard mortgage commitments against unforeseen life events. Policies are sourced from leading UK insurance providers with competitive premium rates.
Buy to Let
Specialist buy-to-let mortgage advice for individual investors and portfolio landlords. We access competitive commercial rates and provide cashflow analysis for property investments. Our service includes guidance on limited company structures and portfolio management strategies.
Remortgages
We help homeowners secure better mortgage terms when exiting fixed-rate deals. Our service includes equity release options, debt consolidation analysis, and penalty calculation for early repayment. We compare market rates to identify cost-saving opportunities.
Self Employed
Tailored mortgage solutions for self-employed individuals from sole traders to limited company directors. We work with specialist lenders requiring minimum 12 months trading history. Our service includes income verification strategies and business financial presentation optimisation.
People
Ian Doust
Owner
Ian Doust established Professional Mortgage Services in 1997 and operates as an appointed representative of HL Partnership Limited. With over 25 years' experience in mortgage advisory services, he specialises in helping clients with complex financial circumstances access appropriate mortgage products while maintaining regulatory compliance.
Questions
What mortgage services do you offer?
We provide first-time buyer mortgages, remortgaging, buy-to-let investments, auction finance, and specialist mortgages for self-employed individuals.
Are your mortgage advisors regulated?
Yes, we operate as appointed representatives of HL Partnership Limited, authorised and regulated by the Financial Conduct Authority.
Can you help with adverse credit mortgages?
Yes, we specialise in assisting clients with CCJs, defaults, and low credit scores to find suitable mortgage solutions.
What protection insurance options are available?
We offer life assurance, income protection, critical illness cover, and home insurance policies from leading UK providers.
What are your mortgage advice fees?
Our standard fee for mortgage advice is £395, with variations based on individual circumstances explained upfront.
