Business Details
Your Trusted Financial Advisers in Ely
We are a leading independent financial planning firm dedicated to providing tailored financial solutions. Established with a commitment to excellence, we hold the prestigious title of Chartered Financial Planners, reflecting our adherence to the highest industry standards. Our customer-focused approach ensures that every service we deliver is designed to meet individual client needs, whether in retirement planning, investment management, or mortgage advice. With a team of experienced professionals, we combine technical expertise with a personal touch, offering transparent and ethical guidance. Our reputation has been built on trust, integrity, and a deep understanding of the financial landscape, enabling clients to make informed decisions. We pride ourselves on maintaining long-term relationships, supported by ongoing communication and regular reviews of financial strategies.Our services are accessible through a combination of face-to-face meetings, digital tools, and flexible fee structures, including hourly rates and asset-based charges. Recognised by the Financial Conduct Authority, we ensure all our operations comply with rigorous regulatory standards. Client testimonials consistently highlight our responsiveness, professionalism, and ability to simplify complex financial matters. Whether assisting with estate planning, care fees, or business support, we remain committed to delivering outcomes that align with our clients' aspirations. Our office in Ely serves as a hub for both local and national clients, reinforcing our position as a trusted partner in financial planning.
Services
Retirement Planning
Investment Planning
Estate Planning
Mortgages
Employee Benefit Design
Highlights and features
- We are authorised and regulated by the Financial Conduct Authority.
- Our team includes Chartered Financial Planners with decades of combined experience.
- We offer transparent fee structures, including hourly rates and asset-based charges.
- We provide tailored financial solutions for individuals and businesses.
- Our client-focused approach ensures long-term relationships and regular strategy reviews.
Associations and certifications
- Chartered Financial Planners
- Financial Conduct Authority
What people say
Fantastic job
Highly recommend
Professional and friendly
Responsive and supportive
Excellent mortgage advice
Services
Retirement Planning
We provide comprehensive retirement planning services tailored to individual financial goals and risk profiles. Our approach includes assessing current savings, projecting future needs, and recommending investment strategies to ensure financial security in retirement. Clients benefit from regular reviews and adjustments to adapt to changing circumstances.
Investment Planning
Our investment planning services focus on creating diversified portfolios aligned with clients' objectives and risk tolerance. We conduct thorough market analysis and offer ongoing portfolio management to optimise returns while minimising volatility. This service is ideal for individuals and businesses seeking long-term capital growth.
Estate Planning
We help clients preserve and transfer wealth efficiently through tailored estate planning strategies. This includes wills, trusts, and tax-efficient structures to ensure assets are distributed according to their wishes while minimising inheritance tax liabilities. Our team provides clear guidance on legal and financial implications.
Mortgages
Our mortgage advisory service assists clients in securing competitive home loans suited to their financial situation. We evaluate market options, negotiate terms, and guide clients through the application process. Specialised support is available for complex cases, including buy-to-let and commercial mortgages.
Employee Benefit Design
We design and implement employee benefit schemes, including auto-enrolment pensions and health insurance. Our solutions ensure compliance with regulatory requirements while enhancing employee satisfaction. We provide end-to-end support from initial planning to ongoing administration and communication.
People
Paul Waggitt
Chartered Financial Planner
Paul specialises in investment and retirement planning, with over 20 years of experience. He focuses on creating tailored strategies to meet long-term financial goals, combining technical expertise with a client-centric approach to deliver sustainable outcomes.
Peter Waggitt
Chartered Financial Planner
Peter has extensive expertise in mortgage advisory and wealth management. Known for his personable style, he builds lasting client relationships by prioritising transparency and ethical advice, ensuring clients achieve their financial objectives with confidence.
Russell Hall
Chartered Financial Planner
Russell provides comprehensive financial solutions, specialising in estate planning and tax-efficient investments. His analytical approach and attention to detail help clients navigate complex financial decisions while maintaining compliance with regulatory standards.
Matthew Trower
Paraplanner Team Leader
Matthew oversees the preparation of detailed financial reports and client documentation. With a focus on accuracy and efficiency, he supports advisers by ensuring all recommendations are backed by thorough research and compliant with industry regulations.
Catherine Darlow
Mortgage Adviser
Catherine specialises in residential and buy-to-let mortgages, helping clients secure competitive rates. Her proactive approach and market knowledge enable swift resolution of complex cases, ensuring a seamless home-buying experience for clients.
Questions
What services does Absolute Sense offer?
We provide retirement planning, investment management, mortgage advice, estate planning, and employee benefit schemes tailored to individual and business needs.
How are your fees structured?
Fees are based on a percentage of assets for ongoing wealth management or hourly rates for specific services, with transparent pricing confirmed in writing before work begins.
Are you regulated by any official body?
Yes, we are authorised and regulated by the Financial Conduct Authority, ensuring compliance with strict industry standards and client protections.
Can you assist with complex mortgage cases?
Yes, our team has experience handling non-standard mortgage applications, including buy-to-let and commercial properties, with a focus on finding tailored solutions.
How do you ensure client confidentiality?
We adhere to the Data Protection Act 2018 and GDPR, ensuring all personal information is securely handled and used solely for providing financial services.
What areas do you serve?
Based in Ely, Cambridgeshire, we serve clients across the UK through a combination of in-person meetings and digital communication tools.
