Business Details
31 Years
experience
Your Trusted Independent Insurance Broker in Romford
Established in 1995 as a small local insurance broker in Gants Hill, Essex, Nova Insurance has grown into a nationwide provider offering policies from leading UK insurers. Our UK-based team prioritises personal service, ensuring clients are treated as individuals rather than records. With decades of experience serving individuals, families, and businesses, we specialise in car, van, home, business, tradesman liability, and property insurance. Our commitment to client-centric service remains unchanged, evidenced by long-term clients dating back to our founding year.We work closely with clients to find affordable plans from trusted providers, offering peace of mind through comprehensive coverage. Our services include policy management, claims support, and 24/7 online account access. Recognised for our ethical approach, we avoid hidden fees and maintain transparency in all dealings. Our teams expertise spans niche areas like buy-to-let property insurance and specialist tradesman coverage. As an FCA-authorised broker, we combine regulatory compliance with a refreshing human touch in an increasingly digital world.
Services
Car Insurance
Van Insurance
Home Insurance
Business Insurance
Tradesman Liability Insurance
Property Insurance
Details
- Year established: 1995
Highlights and features
- UK-based team with 25+ years of industry experience
- Personalised service prioritising client relationships
- FCA-authorised broker with transparent pricing
- Specialist coverage for tradesmen and property investors
- 24/7 online policy management tools
Associations and certifications
- Financial Conduct Authority
What people say
Helpful staff
Competitive pricing
Efficient service
Good communication
Reliable coverage
Services
Car Insurance
We provide comprehensive car insurance policies tailored to individual needs, covering everything from basic third-party liability to fully comprehensive protection. Our policies include insurance premium tax compliance and no-claims bonus protection. Clients benefit from 24/7 UK-based support and flexible payment options through Nova Premium Finance.
Van Insurance
Specialist van insurance for vehicles up to 3.5 tonnes, covering commercial and personal use. Policies accommodate single or multiple drivers with flexible usage options. We offer coverage for various van types including transit vans, pickups, and tipper trucks, with additional protection for business-critical scenarios.
Tradesman Liability Insurance
Tailored insurance for tradespeople including builders, electricians, and plumbers. Policies include public liability protection up to 5 million, tools coverage, and legal expense support. We cater to both sole traders and small business teams with customisable risk management solutions.
Property Insurance
Comprehensive coverage for residential and commercial properties, including buy-to-let, unoccupied buildings, and commercial let properties. Policies feature buildings and contents protection, with optional business interruption coverage for property investors and landlords.
Business Insurance
Custom business insurance packages for SMEs and large enterprises, including directors' & officers' liability, product liability, and employers' liability coverage. We specialise in niche sectors like accountants' PI insurance and manufacturers' risk management solutions.
Questions
Are Nova Insurance regulated by the FCA?
Yes, we're authorised and regulated by the Financial Conduct Authority (FCA) under firm number 307128.
What is Insurance Premium Tax (IPT)?
IPT is a government-set tax on insurance premiums included in all our quotes at the current rate.
Can I manage my policy online?
Yes, access 24/7 policy management tools for document viewing, changes, and claims reporting.
Do you cover single/double cab pickups?
Yes, we offer coverage for both single and double cab pickup trucks.
Can I get business insurance for accountants?
Yes, we specialise in professional indemnity insurance for accountants and other regulated professions.
What payment options are available?
We offer flexible payment through Nova Premium Finance and direct payment options for all policies.
Reviews (1)
Stephen C.
Feb 16, 2015
Report
Used a screen scraper and got Nova as a lot cheaper than anyone else. Used their automated system to sign up and pay the deposit. A couple of days later Ross from Nova rings up and decides I haven't properly declared all my info (despite me having filled out everything online!) The 'revised' premium goes up from 595 to over 820! At this point the insurance hadn't started so I said fine, I just wouldn't proceed - to be told I could only cancel in writing and by the way there was a 50 fine (oops sorry I mean admin charge) to cancel. Needless to say I still cancelled
