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29 Years
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Trusted Insurance Solutions for Brokers in the UK and Ireland
Established in 1997, we have built a reputation as a specialist Insurance Managing General Agent (MGA) serving brokers and partners across the UK and Ireland. Our focus on non-standard and bespoke insurance solutions enables brokers to compete effectively in dynamic markets, supported by a partnership-driven approach and a diverse product portfolio. With expertise in non-standard property and motor insurance, we combine tailored risk appetite with standard offerings, particularly in Northern Ireland.

Our agile, customer-centric methodology and award-winning team have fostered long-term collaborative relationships, underpinned by a robust distribution model across leading platforms like Covernet and Acturis. As part of the Prestige Insurance Holdings Group, we operate under regulatory oversight from the FCA and Central Bank of Ireland, ensuring compliance and trust in all our operations.
Services
Non-Standard Motor Insurance Commercial Vehicle Coverage Motor Trade Insurance Liability Insurance Commercial Package Policies Home Insurance Thatched Home Insurance Short-Term Unoccupied Property Legal Expenses Cover Breakdown Assistance
Details
  • Year established: 1997
Highlights and features
  • We offer over 25 years of expertise in non-standard insurance markets across the UK and Ireland.
  • Our agile distribution model integrates with leading platforms like Covernet and Acturis.
  • We provide tailored risk appetite solutions for hard-to-place motor and property insurance.
  • Our customer-centric approach has earned recognition as an award-winning MGA.
  • We maintain regulatory compliance through authorisation by the FCA and Central Bank of Ireland.
Associations and certifications
  • Financial Conduct Authority
  • Central Bank of Ireland
Services
Non-Standard Motor Insurance
We provide tailored motor insurance solutions for high-risk drivers and unique vehicles, addressing complex requirements that standard insurers often decline. Our flexible underwriting approach accommodates diverse risk profiles while maintaining competitive pricing. This service supports brokers in securing coverage for clients with adverse driving histories or specialist vehicle needs.
Commercial Vehicle Coverage
Our commercial vehicle insurance caters to businesses requiring coverage for vans, trucks, and specialist transport fleets. We offer bespoke policies addressing cargo risks, driver profiles, and industry-specific liabilities. This service enables brokers to secure comprehensive protection for clients operating in challenging logistics environments.
Thatched Home Insurance
Specialist insurance for thatched properties combines traditional risk assessment with modern underwriting techniques. We address unique fire hazards and repair complexities associated with historic buildings. Brokers benefit from dedicated expertise in preserving architectural heritage while meeting modern safety standards.
Legal Expenses Cover
We offer comprehensive legal expense coverage for property owners and motorists, including dispute resolution and contractual disagreements. Our policies provide access to specialist legal advice and financial protection against litigation costs. Brokers can offer clients enhanced security through tailored legal support services.
Breakdown Assistance
24/7 breakdown assistance covers emergency repairs, vehicle recovery, and onward travel arrangements. Our service network ensures rapid response times across the UK and Ireland. Brokers can provide clients with reliable roadside support through integrated partnerships with established assistance providers.
Questions
What regions does Prestige Underwriting Services operate in?
We provide underwriting services across Northern Ireland, the Republic of Ireland, and Great Britain through our regional offices.
How can brokers access your insurance products?
Our products are available through major insurance platforms including Covernet, Acturis, Applied, and bespoke Polaris-based solutions.
Do you offer 24/7 claims support?
Yes, we provide 24-hour accident reporting lines and emergency claims assistance across all our operational regions.
What types of non-standard insurance do you specialise in?
We focus on non-standard motor, commercial vehicle, motor trade, liability, and property insurance with tailored risk appetite.
Are your insurance products regulated?
Yes, we are authorised and regulated by the Financial Conduct Authority in the UK and Central Bank of Ireland.