We make the process of finding the right mortgage as straightforward and stress-free as possible. From the first conversation to the moment you step into your new home, we are committed to supporting you at every stage. Our focus is always on delivering a positive customer experience, built on clarity, transparency, and trust. By working with a wide network of over 100 lenders and access to more than 10,000 mortgage products, we are able to tailor solutions that align with your individual goals. We take pride in helping our clients achieve meaningful savings on broker fees while ensuring informed, confident decision-making throughout the journey.
With more than two decades of combined industry experience, we have refined our approach to provide a consistently high standard of service. We operate with two dedicated directors who remain closely involved with every client relationship. To further enhance efficiency and care, we have separated mortgage advice and protection planning into two specialist areas. This structure allows each aspect of your financial planning to receive focused attention from an expert advisor. Our aim is simple: to guide you through homeownership with confidence, professionalism, and a service experience designed around your needs.
With more than two decades of combined industry experience, we have refined our approach to provide a consistently high standard of service. We operate with two dedicated directors who remain closely involved with every client relationship. To further enhance efficiency and care, we have separated mortgage advice and protection planning into two specialist areas. This structure allows each aspect of your financial planning to receive focused attention from an expert advisor. Our aim is simple: to guide you through homeownership with confidence, professionalism, and a service experience designed around your needs.
Highlights and features
- Personalised mortgage advice tailored to your circumstances
- Clear, stress-free mortgage process from start to finish
- Expert guidance for first-time buyers and homeowners
- Access to competitive mortgage deals across the market
- Dedicated advisors supporting mortgages and protection
- Professional, client-first service built on trust
Payment methods
- Cash
- Debit cards
- Credit cards
Services
We support first-time buyers by providing clear, professional guidance throughout the mortgage journey. Our role is to simplify a complex process while helping you understand your borrowing options and affordability. We work with a wide panel of lenders to identify suitable solutions. From initial enquiry to completion, we remain fully committed to your confidence and peace of mind. 
As experienced mortgage brokers, we help investors secure buy-to-let mortgages that reflect their goals and circumstances. We assess lender criteria, rental income expectations, and affordability to present realistic solutions. Our approach is structured and transparent, allowing you to understand the process fully while making informed decisions in a changing property market. 
Your mortgage is a significant financial commitment, and we believe it should continue to meet your needs. We provide tailored remortgage advice by comparing options across the wider market, including specialist lenders. Our aim is to ensure the transition is smooth while identifying a deal that supports your priorities. 
We offer tailored mortgage advice for shared ownership buyers seeking a clear and structured approach. Using our extensive lender relationships, we identify mortgage options aligned with your circumstances. Our experienced team handles the details and guidance throughout, allowing you to progress with assurance and focus on your home purchase. 
We understand that mortgage commitments often rely on shared household income. While loss is rare, its financial impact can be significant. Our life insurance is designed to fully repay your mortgage if the worst occurs, helping your family remain in their home. We also arrange policies in trust, supporting timely payouts and ongoing guidance throughout the policy term. 
Once you are settled into your home, reliable protection should give you confidence, not concern. We help arrange buildings and contents insurance designed to safeguard your property and belongings against unexpected events. By working with carefully selected insurers, we reduce the risk of overlooked exclusions. Our guidance ensures your coverage is appropriate, clear, and dependable over time. People
Dan Collins
Mortgage Advisor
With extensive experience in the property marketstarting as an estate agent and now working as a mortgage consultantIm here to help.
Whether you need tips on negotiating with agents or finding the right mortgage product to suit your needs, Ive got you covered. Im incredibly passionate about ensuring every client has a smooth and enjoyable experience when working with Mortgaged.
Whether you need tips on negotiating with agents or finding the right mortgage product to suit your needs, Ive got you covered. Im incredibly passionate about ensuring every client has a smooth and enjoyable experience when working with Mortgaged.
Gemma White
Protection Advisor
With considerable experience in the protection industry, I am passionate about assisting individuals in feeling secure in their homes, regardless of life's challenges.
As a Protection Consultant, I excel at establishing strong relationships with clients and customizing coverage to suit each family's distinct requirements. I feel deeply grateful to be doing work that helps safeguard what is most important.
As a Protection Consultant, I excel at establishing strong relationships with clients and customizing coverage to suit each family's distinct requirements. I feel deeply grateful to be doing work that helps safeguard what is most important.
Reviews (14)
Mike Boulton
Dec 26, 2025
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Mel Pradalie
Dec 16, 2025
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I would highly recommend The Mortgaged, they are brilliant. Dan was extremely knowledgeable and provided guidance every step of the way. We had a very stressful experience when our sale fell through, Dan went above and beyond with his support and guidance, we were able finally get into a house 2 months after putting an offer in, just in time for Christmas!!
Gemma was also very knowledgeable and took the time to get to know us in order to provide cover that would best suit our needs. She was there to answer any questions we had and was very quick to respond.
I cant recommend them enough! I look forward to speaking with them again when we come to remortgage in a few years!
Gemma was also very knowledgeable and took the time to get to know us in order to provide cover that would best suit our needs. She was there to answer any questions we had and was very quick to respond.
I cant recommend them enough! I look forward to speaking with them again when we come to remortgage in a few years!
Candice Sullivan
Dec 08, 2025
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Dan is the man. The mortgage man. He is our guy for all things mortgage related. And although we know he isn't just our guy, we share him with many other happy clients, he really did make us feel like renewing our mortgage was his top priority.
We tested his patience with many nervous questions by phone and email when we didn't understand the process and he was quick to put us at ease with his knowledgable email responses and returned calls. His friendly calls and professional emails made us feel like he was always there for us when we needed him.
Gemma guided us through switching to a life insurance provider which better suited our lifestyles and needs. She asked all the right questions to get to know us better and then put together easy to understand options for us to choose from. She too was friendly and professional, an absolute delight throughout the whole process.
Trusting Dan & Gemma from The Mortgaged with our original mortgage then and our mortgage renewal and life insurance now is what we do for peace of mind and we can't recommend them enough.
Thank you for all your support Dan and Gemma, we really appreciate you both!
Justin and Candice Sullivan x
We tested his patience with many nervous questions by phone and email when we didn't understand the process and he was quick to put us at ease with his knowledgable email responses and returned calls. His friendly calls and professional emails made us feel like he was always there for us when we needed him.
Gemma guided us through switching to a life insurance provider which better suited our lifestyles and needs. She asked all the right questions to get to know us better and then put together easy to understand options for us to choose from. She too was friendly and professional, an absolute delight throughout the whole process.
Trusting Dan & Gemma from The Mortgaged with our original mortgage then and our mortgage renewal and life insurance now is what we do for peace of mind and we can't recommend them enough.
Thank you for all your support Dan and Gemma, we really appreciate you both!
Justin and Candice Sullivan x
Rachael Lee
Dec 08, 2025
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I cant recommend Gemma highly enough. Shes friendly, patient, and her professional guidance has been exceptional. With my husband working offshore, we thought wed struggle to find suitable cover without it costing a fortune. The world of insurance and mortgage protection usually gives us a headache, but Gemma took all the stress away. She talked us through every option and found the best cover to suit our personal circumstances.
Chloe Gamlin
Apr 29, 2025
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Dan is by far the best mortgage broker I have worked with. He took time to understand my current situation as well as future plans, and presented me with several credible options. He stuck with me when my sale initially fell through, and subsequently my onward purchase changed twice. Dan was incredibly patient and gracious throughout and I have ended up with a mortgage and property Im thrilled with (and didnt think would be possible at the start of the process). A big thank you to Dan - and highly recommended :)
Sarah King
Apr 05, 2025
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We were very impressed by the level of service from Mortgaged and would highly recommend them to anyone going through the mortgage process. Gemma was very knowledgeable and went through all our options with us for protection policies and discussed what would work best for our situation until we found the ideal package. Gemma was always prompt in getting back to us and answered all our questions, we never felt rushed or confused by the process. Mortgaged really did put all our worries at ease and made the whole process so much easier.
Creslyn Singh
Mar 23, 2025
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I had an excellent experience with Mortgaged. Dan was incredibly helpful in securing a mortgage for me. He guided me through the entire process with patience and expertise, making what could have been a stressful experience much smoother. His knowledge and professionalism were evident at every step, and I felt confident knowing he was handling my mortgage.
Additionally, Gemma assisted me with home insurance, and she was equally fantastic. She took the time to explain all my options and helped me find the best coverage for my needs. Her friendly and approachable manner made the process straightforward and stress-free.
Overall, I highly recommend Mortgaged for their outstanding service and dedicated team. Thank you, Dan and Gemma, for all your help!
Additionally, Gemma assisted me with home insurance, and she was equally fantastic. She took the time to explain all my options and helped me find the best coverage for my needs. Her friendly and approachable manner made the process straightforward and stress-free.
Overall, I highly recommend Mortgaged for their outstanding service and dedicated team. Thank you, Dan and Gemma, for all your help!
Leah-May Snook
Mar 19, 2025
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We had a fantastic experience working with Dan and Gemma at Mortgaged who sorted out both our mortgage and insurances. Both were extremely knowledgable and they were always really quick to get back to us with any questions or queries we had. The whole process with Mortgaged was smooth and stress-free, we couldn't recommend using them anymore highly.
Nathan L.
Feb 26, 2025
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We just bought our first house and got our mortgage and insurance through Dan and Gemma at The Mortgaged.
As the process was all new to us, we had lots of questions throughout and both Dan and Gemma were incredibly helpful, providing us with all the info we needed and always in a timely manner.
They definitely made what was a big unknown process a lot easier for us and I highly recommend working with them both!
As the process was all new to us, we had lots of questions throughout and both Dan and Gemma were incredibly helpful, providing us with all the info we needed and always in a timely manner.
They definitely made what was a big unknown process a lot easier for us and I highly recommend working with them both!
Paul Reed
Feb 21, 2025
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I had a fantastic experience working with Dan at Mortgaged. From start to finish, he made the mortgage process smooth and stress-free. His expert advice helped me secure a great deal, and he was always available to answer my questions. The communication was excellent, and he went above and beyond to ensure everything was handled efficiently. I highly recommend Dan and Mortgaged to anyone looking for professional and reliable mortgage advice.
Rebecca Holt
Dec 16, 2024
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Kayleigh Burse
Sep 06, 2024
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I had an incredibly positive experience with Mortgaged while they handled my recent remortgage. Every aspect of the process was managed with the utmost efficiency and in a timely manner. Dan proved to be exceptionally informative and knowledgeable about the industry, demonstrating a genuine willingness to go above and beyond to assist me. Moving forward, I won't consider any other option for my mortgage needs!
Subbu R.
Jun 23, 2024
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Dan was amazing in helping us secure the mortgage for our new home. His expertise, clear communication, and dedication made the entire process smooth and stress-free. As non-UK citizens, we had limited options with lenders, but Dan went above and beyond to find the best deal for us, and we couldnt be more grateful.
I highly recommend Dan if you're looking for a professional and reliable mortgage advisor!
I highly recommend Dan if you're looking for a professional and reliable mortgage advisor!
Tom Marshall
Jun 15, 2024
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Great service from Dan and Gemma in helping us with our mortgage application and protection. As first time buyers this was all very daunting to us at first, but they were both incredibly helpful and supportive in the process and provided good advice on the best options available to us. The application process went very smoothly thanks to their help.