Alexander Southwell Mortgages

Our dedicated First Time Buyer Mortgage service provides expert guidance from initial enquiry through to completion. We calculate your borrowing potential, explain mortgage types and repayment options, and advise on associated costs to ensure clarity throughout the process. This professional, independent service is entirely fee-free, giving first-time buyers access to tailored mortgage solutions without incurring additional charges.

Buying a new home is an exciting chapter, yet mortgage arrangements can be challenging. Our advisers offer tailored support for upsizing, downsizing, or moving, examining your current mortgage and recommending whether to switch or retain your deal. We compare market offerings to secure a product that fits your needs. Full guidance on affordability, moving costs, and repayment plans ensures a smooth, informed process.

Navigating mortgages as a self-employed individual requires careful planning, and Alexander Southwell Mortgage Services provides expert guidance throughout. We help clients compile essential records, including accounts and SA302 forms, and advise on deposit strategies. Our one-to-one service ensures that borrowers are fully prepared to present a strong case to lenders, optimising their mortgage prospects.

Alexander Southwell Mortgages aims to be the trusted provider of key worker mortgages, offering individualised advice for home purchase and remortgage clients. Our experts assess each client’s financial position carefully, provide guidance on suitable mortgage products, and manage the process thoroughly to ensure a seamless and professional experience.

Our fee-free mortgage advisory service at Alexander Southwell is committed to helping clients navigate complex lending landscapes. We leverage our market expertise to identify the most competitive mortgage deals. Each client receives personalised attention, ensuring that recommendations reflect individual financial goals. We handle applications efficiently, providing a smooth and informed home-buying experience.

The Mortgage Capacity Report service offers a detailed, client-specific assessment of potential mortgage borrowing. By evaluating numerous lenders and validating financial data, we create a report that meets legal standards and supports court proceedings. Issued solely to the client, this assessment provides clarity, assisting in future financial planning and ensuring credible, evidence-based documentation for legal use.

Before applying for a mortgage, a comprehensive understanding of your credit profile is critical. Our free Check My File report merges information from Experian, Equifax, TransUnion, and Crediva, providing an all-encompassing view. We review this data alongside you, identifying any challenges and advising on measures to improve your credit status to strengthen your mortgage application.

Our life insurance service is dedicated to protecting your family’s lifestyle should the unexpected occur. We work closely with clients to identify the most suitable cover, whether it be decreasing, level term, or family income benefit. By matching the policy to your mortgage and financial responsibilities, we ensure your loved ones remain supported without financial worry.

Our buildings and contents insurance service ensures that both your home and belongings are comprehensively protected. We offer professional advice to tailor coverage to your circumstances, including optional features such as accidental damage and home emergency protection. By reviewing your current policy or arranging new cover, we help clients achieve optimal security at a competitive cost.

About Jamie Alexander
Jamie Alexander is an experienced mortgage adviser and the director of a trusted, independent mortgage brokerage. With a career dedicated to helping clients navigate the often-complex world of mortgages, Jamie is known for combining expert knowledge with a straightforward, client-first approach.
Passionate about making the mortgage process clear and stress-free, Jamie has supported first-time buyers, home movers, self-employed clients, property investors, and families across the UK in achieving their property goals. His advice is always tailored, transparent, and underpinned by a commitment to long-term client relationships.
Holding professional qualifications and working within full FCA regulation, Jamie ensures every recommendation is not only compliant but also firmly in the best interests of his clients. His reputation is built on trust, clarity, and results.