Business Details
Expert Mortgage Advice in Cheltenham
At Strictly Mortgages, we specialise in providing tailored mortgage and protection advice to clients across the UK. With decades of combined experience, our team excels in addressing complex financial scenarios, including self-employment, adverse credit, and later-life lending. We prioritise independent, whole-of-market solutions, ensuring clients receive unbiased recommendations aligned with their unique circumstances. Our approach combines technical expertise with a commitment to transparency, offering free initial consultations and ongoing support. Recognised for our problem-solving ethos, we assist first-time buyers, existing homeowners, and businesses in securing optimal mortgage outcomes.Our services extend nationally, with a strong local presence in Gloucestershire and the Cotswolds. We emphasize client education through resources like our First Time Buyers Guide and Insurance Considerations Guide. While we do not provide equity release advice directly, we collaborate with trusted specialists to address all client needs. Our reputation is built on client testimonials highlighting exceptional service and innovative solutions.
Services
Mortgage Advice
Equity Release Referrals
Protection Insurance
Remortgaging
First Time Buyer Guidance
Commercial Mortgages
Adverse Credit Solutions
Later Life Lending
Self-Employed Mortgages
Insurance Reviews
Highlights and features
- We offer tailored mortgage solutions for complex income structures and adverse credit scenarios.
- Our principal combines Chartered Accountancy and Financial Adviser expertise for holistic advice.
- We provide free initial consultations and comprehensive educational resources for informed decisions.
- We operate nationally while maintaining deep local knowledge of Gloucestershire and the Cotswolds.
- We prioritise transparency, referring clients to specialists for equity release and protection needs.
What people say
Expert independent advice
Exceptional problem-solving skills
Transparent and trustworthy
Tailored solutions for complex needs
Prompt and professional service
Services
Mortgage Advice
We provide independent mortgage advice tailored to individual circumstances, including first-time buyers, remortgaging, and complex income scenarios. Our expertise covers adverse credit, self-employment, and later-life lending. Clients benefit from whole-of-market access and transparent recommendations to secure optimal mortgage terms.
Protection Insurance
Our protection insurance services assess risks associated with mortgages, including life cover, critical illness, and income protection. We recommend policies to safeguard clients against financial hardship due to unforeseen events. Tax-efficient solutions are available for business owners and directors.
Equity Release Referrals
We refer clients to specialists for equity release solutions, including lifetime mortgages. This service helps older homeowners access property equity while considering inheritance implications. We provide initial guidance on suitability before connecting clients with accredited experts.
Commercial Mortgages
We assist businesses with commercial mortgages, bridging finance, and asset-backed loans. Our network of specialist lenders supports ventures requiring property purchases, expansion funding, or cash flow solutions. Unregulated products are tailored to business-specific needs.
First Time Buyer Guidance
We offer free educational resources and consultations for first-time buyers, explaining mortgage options, deposit requirements, and government schemes. Our guidance simplifies the purchasing process, from initial advice to completion, ensuring clients feel confident in their decisions.
People
John Steel
Principal Mortgage Adviser
John Steel, a former Chartered Accountant and Independent Financial Adviser, brings decades of expertise in mortgage and protection advice. His analytical approach specialises in complex cases, including self-employment and adverse credit. John prioritises client education and transparent solutions.
Questions
Do you offer equity release advice?
We refer clients to specialist colleagues for equity release advice, ensuring expert guidance tailored to later-life financial needs.
Can you help with adverse credit mortgages?
Yes, we specialise in adverse credit scenarios, helping clients secure mortgages despite past financial challenges.
What areas do you cover?
We operate nationally with a focus on Gloucestershire, Worcestershire, and the Cotswolds, serving clients from London to Scotland.
Do you charge for initial consultations?
No, we offer free initial consultations to assess your mortgage needs and recommend appropriate solutions.
Can you assist self-employed individuals?
Yes, we specialise in complex income structures, including self-employment and director mortgages.
What protection insurance options are available?
We offer life cover, critical illness, and income protection advice to safeguard mortgages against unforeseen events.