Business Details
Your Trusted Property Investment Platform
Founded with a vision to democratize property investment, British Pearl empowers individuals to build diversified portfolios without traditional barriers of time, resources, or expertise. Our platform offers fractionalized property investments, combining the benefits of real estate ownership with the simplicity of online management. With a professional acquisition and management team, we ensure competitive monthly income and long-term growth opportunities.Our ISA-eligible loan investments allow tax-free interest earnings, while the Resale Market provides flexibility for early exits. We prioritize transparency, offering full investment details with no hidden fees, and safeguard client funds through segregated Barclays accounts protected by the FSCS. As an FCA-authorised entity, we adhere to stringent regulatory standards, ensuring trust and security for our investors.
Services
Fractional Property Investing
ISA-Eligible Loans
Resale Market Access
Portfolio Diversification
Property Management
Tax-Efficient Investments
Online Investment Platform
Risk Assessment Services
Property Acquisition
Income Distribution Management
Highlights and features
- We offer FCA-regulated property investments with transparent financials.
- Our professional team manages acquisitions and ensures competitive returns.
- ISA-eligible loans allow tax-free interest earnings on property investments.
- Resale Market provides flexibility for early exits from investments.
- Client funds are safeguarded in FSCS-protected segregated Barclays accounts.
Associations and certifications
- Financial Conduct Authority
Services
Fractional Property Investing
Our platform enables investors to purchase shares in residential properties, allowing proportional ownership without full financial commitment. This approach provides access to real estate markets with lower entry barriers while maintaining potential for capital growth and rental income. Our system ensures clear tracking of individual stakes and automated distribution of returns.
ISA-Eligible Loans
We offer loan investments secured against property assets that qualify for Innovative Finance ISA status. This allows investors to earn fixed interest payments while benefiting from tax-free returns within ISA allowances. Our structured loan agreements include clear terms, regular repayments, and security over underlying assets for added protection.
Resale Market Access
Our Resale Market feature enables investors to sell their property shares or loans before maturity. This provides liquidity options through a marketplace connecting buyers and sellers, subject to market demand. The platform facilitates transparent pricing mechanisms and handles transaction administration while maintaining regulatory compliance.
Portfolio Diversification
Investors can spread capital across multiple properties varying in location, type, and risk profile. This strategy reduces exposure to individual asset performance while maintaining exposure to property market growth. Our platform provides analytical tools to help optimize investment distribution across different property categories.
Online Investment Platform
Our secure digital platform enables complete investment management from any device. Features include real-time portfolio tracking, document access, automated income collection, and instant communication with support teams. The system maintains FCA-compliant record-keeping while providing user-friendly interfaces for investment monitoring and decision-making.
People
Ali Celiker
Founder, CEO
Experienced financial professional with 18 years in capital markets. Previously held senior roles at major banks including J.P. Morgan and BNP Paribas. Holds economics degree from Kent University and banking qualifications. Founded British Pearl to democratize property investment through technology.
Lord Stanley Fink
Chairman
Senior financial services executive with 21-year tenure at Man Group PLC. Serves as Chairman of ISAM Europe LLP and Zenith Hygiene Group plc. Chartered Accountant with extensive board experience. Provides strategic oversight and industry expertise to British Pearl's operations.
Tim Theakston
Director
Property industry veteran with 35+ years' experience. Former equity partner at Allsop with responsibility for residential investment departments. Recognized expert in portfolio sales and Central London development sites. Oversees property policy and acquisition strategy for British Pearl.
Dipankar Shewaram
Chief Strategy Officer
Former portfolio manager at Deutsche Asset Management and BNP Paribas. Holds first-class economics degree from UCL and MSc in Finance from LSE. Chartered Financial Analyst with expertise in corporate governance and asset allocation strategies. Directs British Pearl's strategic development.
Anthony Bourne
Director
IT project management specialist with 19 years' experience in financial services. Former consultant at Accenture working with major institutions. Holds computer science degree and certifications from Microsoft and Cisco. Leads technology strategy implementation for British Pearl's digital platforms.
Questions
How does British Pearl's fractional property investing work?
We purchase properties and divide ownership into shares available for investment. Investors receive proportional returns through rental income or capital gains when properties are sold.
Are investments protected by the Financial Services Compensation Scheme?
No, property investments through British Pearl are not protected by FSCS. Your capital is at risk and returns depend on property performance.
Can I sell my investment before maturity?
Yes, our Resale Market allows selling shares or loans, though sales depend on buyer availability and market conditions.
How are properties selected for the platform?
Our professional team sources properties with income potential and growth prospects, focusing on prime UK locations and market opportunities.
What happens if a property underperforms?
Investors share risks proportionally. We implement mitigation strategies including reserve funds and security over assets to protect investor interests.
Reviews (6)
Micheal Emmanson
Nov 23, 2021
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You're the best among the whole traders, i was about giving up on trading until i met you, I'm so grateful for how you have help me trade and make so much profit within a very short time.. I highly recommend you Mrs George Stephanie.. Contact her on Email:Georgestephanie831@gmail.com WhatsApp:+ 16269898464
Kamlesh Kumar
Sep 09, 2021
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Investment is the best way to generate more income for yourself. Trading and investing with a superb platform and a trusted account manager. MRS. Helen Wayne .I earned a profit of 10% daily and a total of $6,500 after 5 days of successful trading and mining for me with a minimum investment of $1,000 in my wallet, I watch my Profit grow daily until… I made my withdrawal successfully myself from my wallet and I converted the bitcoin into cash successfully. and gave back 15% as commission. Thank you very much for your diligent work Helen Wayne I strongly recommend her to anyone who is interested
Ifeoma Chukwuma
Aug 29, 2021
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If you think you've failed in forex trading I'm glad to introduce you to the most amazing manager Mrs Amandra Kelly In fact all hope was lost until I met this amazing manager who changed my life within one week. I invested just $500 and within 6 days i made $7000. My friends I will forever be grateful to Mrs Amandra Kelly for helping me recovered… all my losses. Words cannot explain or express how grateful I am. If you had lost a lot in forex trade give Mrs Amandra Kelly a trial… you can reach her via Email: amandrakelly110@gmail.com WhatsApp: +14694540374
Naziru Adamu
Aug 23, 2021
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It is sad when I see people complaining of getting scammed I was ones in this shoes and I know how it feels like, but I was able to get back all my funds though a private security institution that took my case and helped me recover mine you all should try. Contact MRS George Stephanie for help now on WhatsApp:+16269898464 or Email:Georgestephanie831@gmail.com
James Gittings
Aug 11, 2019
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British Pearls platform is one of the more streamlined and accessible on the market. The properties are clearly well selected, which allows investors to handpick their own property portfolio suited to their preferences, risk-profiles and more.
Stanley Fink
Jul 20, 2018
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Very easy to use platform and very informative about the properties available. I love the ISA feature.
