Studio 61 Wealth Management

Business Details

Your Trusted Financial Advisers in Lytham St Annes

Studio 61 Wealth Management is an independent financial advisory firm dedicated to helping individuals and small businesses achieve their financial goals. Established with a commitment to integrity and client-centric service, we operate under the rigorous standards of the Financial Conduct Authority (FCA), ensuring our advice remains free from conflicts of interest. Our team combines decades of experience in financial planning, investment research, and risk management to deliver tailored solutions that align with clients' unique circumstances.

We prioritise value investing principles, rigorous analysis, and transparent fee structures, empowering clients to make informed decisions about pensions, insurance, corporate finance, and expatriate financial planning. With a focus on long-term relationships, we provide ongoing support to adapt strategies as clients' needs evolve, serving both UK-based and international clients from our offices in Lytham and London.

Services

Financial Planning Investment Advice Personal Pensions Currency Exchange Expat Services Private Medical Insurance Life Insurance Corporate Pensions Corporate Finance Travel Insurance

Highlights and features

We are FCA-authorised independent financial advisers with no product provider ties.
Our value investing approach prioritises long-term capital preservation and growth.
We serve UK and international clients, including expatriates in 40+ countries.
Transparent fee structure with no hidden commissions or incentives.
Comprehensive services covering financial planning, pensions, insurance, and corporate finance.

Associations and certifications

Financial Conduct Authority

Website

Update Listing

Services

Financial Planning

Our financial planning service creates tailored strategies for individuals and businesses through comprehensive analysis of assets, liabilities, income, and goals. We develop actionable plans covering tax efficiency, retirement preparation, and risk management while maintaining ongoing support to adapt to changing circumstances. All plans incorporate detailed projections and implementation guidance to ensure long-term financial security.

Investment Advice

We provide independent investment advice focused on value investing principles from Benjamin Graham and David Dodd. Our research-driven approach selects securities with margin of safety while maintaining diversified portfolios across asset classes. Clients receive access to bespoke research reports and implementation support for both self-managed and advised investment strategies tailored to their risk tolerance and financial objectives.

Personal Pensions

We offer comprehensive pension advice including scheme selection, investment strategy, and transfer evaluations. Our services cover UK personal pensions, self-invested personal pensions (SIPPs), and international pension solutions like QROPS and QNUPS. We help clients optimise tax efficiency, consolidate existing pensions, and develop retirement income strategies aligned with their long-term financial goals.

Currency Exchange

Through our partnership with Currencies Direct, we provide competitive currency exchange and hedging solutions for individuals and businesses. Services include spot and forward contracts, electronic money transactions, and payment services with expert guidance on managing foreign exchange risks for international transfers and property investments.

Expat Services

We specialise in cross-border financial solutions for UK expatriates and international clients. Our services cover pension transfers, tax-efficient investment structures, offshore bonds, and insurance products tailored to expatriate needs. We provide guidance on UK asset management from overseas locations while ensuring compliance with local tax regulations in jurisdictions like the USA, Canada, and Saudi Arabia.

Questions

What financial planning services do you offer?

We provide comprehensive financial planning covering asset analysis, retirement preparation, tax efficiency, and risk management tailored to individual and corporate clients' specific circumstances.

Are you regulated by the FCA?

Yes, Studio 61 Wealth Management is authorised and regulated by the Financial Conduct Authority under registration number 630999 for financial planning and investment advice.

Do you work with expatriate clients?

Yes, we specialise in expatriate financial services with experience serving clients in over 40 countries including the USA, Canada, Japan, and Saudi Arabia.

What investment approach do you use?

We follow value investing principles from Benjamin Graham and David Dodd, focusing on margin of safety and long-term capital preservation across diversified portfolios.

Can you help with pension transfers?

Yes, we provide expert advice on UK pension transfers, including QROPS and QNUPS solutions, with full analysis of tax implications and investment options.

How are your services charged?

We operate transparent fee-based charging with no hidden commissions, including a standard £500 fee for life insurance arrangements and bespoke pricing for complex cases.