We believe in freedom of choice and, if you choose to work with us, we'll ensure you are not only well-informed but supported to the point where you can make those big, life-changing decisions securely and with confidence. We don't charge fees for mortgage advice or processing; we (like all brokers) will be paid by the lenders at the end of the process.
You will receive expert, honest, advice specifically shaped around your scenario - and it won't cost you a penny. We have been supporting homebuyers for over 20 years, most of whom have happily recommended us to their family, friends and colleagues. We are also recommended by many authoritative bodies.
You will receive expert, honest, advice specifically shaped around your scenario - and it won't cost you a penny. We have been supporting homebuyers for over 20 years, most of whom have happily recommended us to their family, friends and colleagues. We are also recommended by many authoritative bodies.
Services
Meet The Team
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Julie is the sole owner of Warren & Co, and has been working in the financial service industry since 1982. David covers Cornwall and North Devon. He previously specialised in shared ownership and shared equity, and now concentrates on the whole of market. Paul covers the Avon & Somerset and Shropshire areas.
First Time Buyers
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Buying your first home can be a daunting experience, and so Warren & Co aim to help make your house buying process as smooth as possible. Things worth considering are the shared ownership and shared equity schemes, or a gifted deposit from a family member. You will also need to remember the other costs associated with buying a home.
Moving Home
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This is the same process as when you bought your first home, with additional costs to cover the estate agents and solicitors fees. You will also still have stamp duty, survey fees and removals costs. You can take the deposit from the equity in your current property or from savings if you sold your home some time ago.
Remortgage
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Sticking with your current lender after your initial deal comes to an end may seem attractive if their SVR (Standard Variable Rate) is reasonable, but if you are willing to take a little time to look for a better rate, remortgaging could save you a significant amount. Fortunately, we make the process of finding the most suitable remortgaging deals simple.
Help To Buy
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Having a low income and small deposit continues to be the main barrier stopping people from buying their first home. The Help to Buy government schemes aim to make home ownership more affordable for people without substantial savings. The Help to Buy Equity Loan is available on New build properties only.
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