Business Details
14 Years
experience
Emergency
services
Expert Insolvency & Debt Advice in Derbyshire
At L M Insolvency & Advisory, we combine over two decades of specialist insolvency experience with a commitment to compassionate, client-focused support. Founded in 2012 by Lucinda Matkin, a Chartered Accountant and Licensed Insolvency Practitioner, our Derbyshire-based practice serves individuals and businesses nationwide. We prioritise early intervention and tailored solutions, offering services ranging from debt restructuring to formal insolvency procedures. Regulated by the Institute of Chartered Accountants in England and Wales (ICAEW), we maintain the highest professional standards while delivering accessible, jargon-free advice.Our team brings expertise from leading firms like PwC and Duff & Phelps, ensuring technical excellence paired with personal accountability. We operate with transparency, treating every client with dignity and discretion, whether guiding a business through restructuring or supporting individuals facing financial challenges. Our mission is to empower clients to make informed decisions during critical moments, transforming financial crises into opportunities for renewal.
Services
Debt Restructuring
Creditors' Voluntary Liquidation
Company Voluntary Arrangements
Administration Orders
Members' Voluntary Liquidation
Agricultural Receivership
Details
- Year established: 2012
Highlights and features
- 20+ years of specialist insolvency experience
- Free, no-obligation consultation with qualified experts
- Personalised service from a regulated boutique firm
- Nationwide support with local business values
- Led by a Chartered Accountant and Licensed Insolvency Practitioner
Associations and certifications
- Institute of Chartered Accountants in England and Wales (ICAEW)
Services
Debt Restructuring
We help businesses resolve short-term financial challenges through tailored debt restructuring plans. Our approach compares creditor outcomes against formal insolvency processes while preserving operational continuity. With expertise in corporate recovery, we implement strategies that align with your business's unique circumstances and long-term goals.
Creditors' Voluntary Liquidation
Our CVL service provides a controlled wind-down process for insolvent companies. We guide directors through asset realisation, debt write-offs, and potential phoenix scenarios while maintaining compliance with regulatory requirements. This cost-effective solution prioritises stakeholder protection and orderly business closure.
Company Voluntary Arrangements
CVA services enable businesses to negotiate binding repayment agreements with creditors. We structure formal arrangements allowing companies to repay 25-100% of debts while maintaining operational control. Our track record demonstrates success in preserving viable businesses through strategic restructuring.
Members' Voluntary Liquidation
We facilitate tax-efficient asset distribution for solvent businesses through MVL processes. Our specialists ensure compliant closure procedures that maximise shareholder returns while adhering to statutory requirements for companies ceasing operations voluntarily.
Agricultural Receivership
Our agricultural insolvency service addresses sector-specific challenges under the Agricultural Credits Act 1928. With specialist knowledge of farming operations, we advise secured creditors and distressed farmers on asset control and debt recovery solutions tailored to rural enterprises.
People
Lucinda Matkin
Founder & Licensed Insolvency Practitioner
Chartered Accountant with 20+ years' experience in insolvency, previously at PwC and Duff & Phelps. Regulated practitioner specialising in corporate recovery and debt solutions. Committed to accessible, empathetic financial guidance.
Questions
What insolvency options exist for struggling businesses?
We offer Creditors' Voluntary Liquidation for orderly closure, Company Voluntary Arrangements for debt restructuring, and Administration for business rescue. Our experts explain each option's implications to help you decide.
How can individuals address personal debt problems?
We provide informal creditor negotiations, formal Individual Voluntary Arrangements, and bankruptcy guidance. Our approach focuses on long-term financial wellbeing rather than temporary fixes.
Are your services available outside Derbyshire?
While based in Cromford, we support clients nationwide through remote consultations and strategic partnerships, maintaining the same high service standards regardless of location.
What qualifications do your advisors hold?
Our team includes Licensed Insolvency Practitioners and Chartered Accountants regulated by ICAEW. Founding director Lucinda Matkin brings Big Four firm experience to every client interaction.
Can agricultural businesses receive specialist help?
Yes, we offer Agricultural Receivership services under the 1928 Act. Our team combines insolvency expertise with sector-specific knowledge to address farming industry challenges.
