Business Details
37 Years
experience
Trusted Debt Solutions in Glasgow
Scotland Debt Solutions has been providing expert debt advice and financial solutions to individuals and businesses across Scotland since 1989. As part of the Begbies Traynor Group, we combine over three decades of industry experience with a client-focused approach to help those struggling with unmanageable debt. Our team of licensed insolvency practitioners and financial advisors specialises in Trust Deeds, Debt Arrangement Schemes, and Sequestration, offering tailored solutions to suit individual circumstances. With five local offices in Aberdeen, Dundee, Edinburgh, Glasgow, and Inverness, we ensure accessible, confidential support for all clients. Our services are regulated by the Financial Conduct Authority, Insolvency Practitioners Association, and the Institute of Chartered Accountants, guaranteeing adherence to the highest professional standards.We prioritise transparency, offering clear explanations of fees and processes before any commitment. Our dedicated case handlers provide continuous support throughout the debt resolution journey, ensuring a stress-free experience. Through innovative tools like our Debt Calculator and Personalised Debt Report, we empower clients to understand their financial position and choose the most suitable path to financial freedom. Our home visit service extends this accessibility to clients nationwide, reinforcing our commitment to compassionate, non-judgmental support. With a proven track record of helping thousands of Scots overcome debt challenges, we remain dedicated to delivering sustainable financial solutions and restoring peace of mind.
Services
Trust Deeds
Sequestration
Debt Arrangement Scheme
Business Debt Solutions
Personal Debt Advice
Home Visits
Debt Calculators
Financial Consultation
Insolvency Services
Debt Reports
Details
- Year established: 1989
Highlights and features
- We have over 30 years of experience in Scottish debt solutions.
- Our team includes FCA-regulated insolvency practitioners and financial advisors.
- We offer home visits across Scotland for personalised consultations.
- Our services include free Debt Reports and interactive Debt Calculators.
- We maintain transparent fee structures with no hidden charges.
Associations and certifications
- Financial Conduct Authority
- Insolvency Practitioners Association
- Institute of Chartered Accountants in England and Wales
- Institute of Chartered Accountants of Scotland
What people say
Stress-free process
Compassionate support
Financial freedom achieved
Transparent advice
Expert guidance
Services
Trust Deeds
Trust Deeds provide a structured debt solution for Scottish residents, allowing monthly contributions over four years with remaining debt written off afterward. This formal agreement freezes interest charges and protects assets while offering legal debt relief. Our licensed insolvency practitioners guide clients through the process to achieve financial stability.
Sequestration
Sequestration offers debt relief for those unable to repay unmanageable debts. This Scottish bankruptcy process halts creditor actions and typically lasts one year. Our experts assess eligibility and manage proceedings to ensure compliance with legal requirements while minimising client stress during financial recovery.
Debt Arrangement Scheme
Debt Arrangement Schemes freeze interest and charges while enabling affordable monthly payments over extended periods. This Scottish government-backed solution protects against legal action from creditors. Our advisors help clients create sustainable repayment plans tailored to their income and expenditure.
Business Debt Solutions
Business Debt Solutions address financial challenges for sole traders and limited companies. Options include Company Voluntary Arrangements and liquidation processes. Our specialists work with directors to navigate HMRC arrears, creditor negotiations, and restructuring while maintaining regulatory compliance.
Personal Debt Advice
Personal Debt Advice offers confidential consultations to assess individual financial situations. Our advisors create tailored action plans using Debt Reports and Calculators. This service includes home visits and office appointments to discuss debt management strategies, credit rating impacts, and long-term financial planning.
Questions
What debt solutions are available in Scotland?
We offer Trust Deeds, Sequestration, and Debt Arrangement Schemes for individuals, plus business debt solutions including liquidation and restructuring options.
How do I qualify for a Debt Arrangement Scheme?
Qualification requires unmanageable debt over £5,000 with regular income. Our advisors assess affordability based on income, expenditure, and creditor negotiations.
Are there fees for your services?
Yes, fees apply and vary by solution. Full details are explained during consultation, including payment structures for Trust Deeds and insolvency proceedings.
What happens during the debt resolution process?
The process involves three steps: completing a Debt Calculator, receiving personalised advice, and selecting the most suitable solution based on financial circumstances.
Do you offer home visits for consultations?
Yes, we provide home visits across Scotland for confidential discussions about debt management options and financial planning.
