Business Details
12 Years
experience
Trusted Financial Advisers in Wakefield
At Consulo Financial Planning, we prioritise face-to-face financial planning in an increasingly digital world. Our approach centres on building long-term relationships with clients, offering holistic advice tailored to individual needs. With decades of combined experience, our team of Chartered Financial Planners delivers impartial guidance across wealth management, retirement planning, and corporate financial solutions. We work closely with clients and their professional advisers to provide transparent, client-first services. Our expertise spans life insurance, pension transfers, and corporate risk management, supported by advanced industry qualifications.Located in Wakefield, we serve clients through personalised consultations and ongoing support. Our commitment to professional service was cultivated through years at established firms before founding Consulo to focus on client-centric financial planning. We maintain authorisation from the Financial Conduct Authority, ensuring regulatory compliance and client trust. Our team balances extensive technical knowledge with genuine care for clients' long-term welfare.
Services
Financial Planning
Retirement Advice
Wealth Management
Protection Services
Corporate Financial Solutions
Details
- Year established: 2014
Highlights and features
- We offer 25+ years of combined experience in financial services
- Our team includes Chartered Financial Planners with advanced qualifications
- We provide face-to-face consultations with transparent fee structures
- Our FCA authorisation ensures regulatory compliance and client protection
- We specialise in complex pension transfers and corporate risk management
Associations and certifications
- Financial Conduct Authority
Services
Financial Planning
Our financial planning service creates tailored strategies for long-term wealth management. We conduct comprehensive consultations to understand your objectives, considering tax implications, investment opportunities, and risk management. With Chartered status and advanced qualifications, our advisers develop transparent plans that evolve with your changing circumstances, ensuring alignment with your financial goals through regular face-to-face reviews.
Retirement Advice
Specialising in complex retirement solutions, we guide clients through pension transfers and income strategies. Our team holds advanced pensions qualifications and has extensive experience with defined benefit schemes. We provide clear recommendations on tax-efficient withdrawals and lifetime income options, ensuring clients understand their choices. Regular reviews help adapt strategies to regulatory changes and personal circumstances, maintaining financial security throughout retirement.
Wealth Management
Our holistic wealth management approach considers all aspects of your financial situation. We develop strategies for capital preservation, growth, and intergenerational transfers while maintaining regulatory compliance. Services include investment portfolio reviews, tax planning, and estate planning coordination. With experience managing substantial portfolios, we provide tailored solutions that balance risk management with growth objectives through ongoing client engagement.
Protection Services
We offer comprehensive protection solutions for personal and corporate clients. Our expertise covers life insurance, critical illness cover, and income protection policies. For businesses, we provide shareholder protection and key person insurance strategies. We assess individual needs to recommend appropriate coverage levels, ensuring policies align with financial obligations and family requirements while maintaining affordability and adequate coverage.
Corporate Financial Solutions
Our corporate financial services cater to business owners and directors. We specialise in company pension schemes, group risk management, and succession planning. Services include advising on group personal pensions, income replacement policies, and business protection strategies. With decades of experience working with corporate clients, we provide solutions that support business continuity while addressing owners' personal financial objectives through integrated planning approaches.
People
Peter Smith
Co-Founder
With 25+ years in financial services, Peter specialises in private client advisory. He previously worked at Aviva and Oval Financial Services before co-founding Consulo. Holds Advanced Diploma in Financial Planning and pension transfer expertise.
Rob Otter
Co-Founder
Chartered Financial Planner with 20+ years' experience. Former director at Oval Financial Services, specialising in governance and compliance before returning to client advisory. Graduate of Newcastle Polytechnic Business School.
Sarah Wade
Financial Planner
Experienced financial planner with specialist knowledge in wealth and corporate planning. Previously worked with co-founders at Oval Financial Services. Brings 20 years' experience in client-focused financial advisory roles.
Simon Thornton
Financial Consultant
25-year financial services veteran with expertise in corporate and private client advisory. Holds Certificate of Financial Planning and Group Risk qualification. Previously worked with Friends Provident and AIG Life.
Questions
What financial planning services do you offer?
We provide comprehensive financial planning covering retirement strategies, wealth management, protection policies, and corporate financial solutions tailored to individual and business needs.
How do you deliver financial advice?
We prioritise face-to-face consultations at our Wakefield office, supplemented by ongoing support through regular client meetings and reviews.
Which areas do you serve?
While based in Wakefield, we serve clients across Yorkshire including Leeds and surrounding regions through in-person meetings and remote consultations.
What qualifications do your advisers hold?
Our team includes Chartered Financial Planners with Advanced Diplomas and specialist qualifications in pensions, insurance, and corporate financial planning.
How are you regulated?
We operate under authorisation from the Financial Conduct Authority, ensuring compliance with strict regulatory standards for client protection.
What experience does the team have?
Our advisers have 20-25 years' experience in financial services, including roles at major firms like Aviva and Arthur J Gallagher before establishing Consulo.
