Creation Financial Services
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We're the power behind some of the UK's best known brands, providing a range of helpful everyday finance solutions giving you flexibility and control. From credit cards and personal loans, to retail and motor finance - or spreading the cost of insurance premiums, we've a product for you.

So whether you've bought a TV from Currys PC World, a bed from Dreams, sofa from DFS or have a credit card from IHG, we're the people creating affordable, useful ways to help you buy the things you want.Our online account management service and friendly customer service team are here to help and we pride ourselves on helping over four million customers over the last 45 years and being part of BNP Paribas, a global banking group.
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If you're unfamiliar with who we are, these top 3 questions tell you all you need to know. Creation is made up of Creation Financial Services Limited and Creation Consumer Finance Limited. Between these two companies, Creation issues credit cards, store cards, personal loans and retail finance directly to customers, and through well-known high street retailers.
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Our loans and the rates offered are subject to status and have a maximum rate of 28.9% APR. Calls may be recorded. Calls charged at local rate. The number provided may be included as part of any inclusive call minutes provided by your phone operator. If you're an existing customer, please contact us directly by logging into your Online Account Manager.
Your Plan
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They have special offers and deals across a wide range of tech products - so no matter if you are looking for a TV, a washing machine or a new laptop, there's always a deal to be had! Simply buy online or instore now. And we want to make getting your new tech purchases even easier.

Your Plan offers you flexible credit on tech from 99 at Currys PC World - that means you choose what you want to buy and then work out how long you want to pay or how much you can afford each month.There's no need for a deposit and you select a monthly payment you can afford. Flexible credit is available as one of the payment options when you're looking to buy tech from Currys PC World.
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