Strategic Wealth Management

Business Details

Trusted Financial Advisers in Kent

Strategic Wealth Management has been dedicated to empowering individuals, couples, and families in Kent and beyond since our founding. Our life-centred approach prioritises understanding each client's unique circumstances, values, and aspirations to create tailored financial strategies. With over 25 years of experience guiding clients through retirement and major life transitions, we combine deep expertise with a commitment to independence, offering impartial advice from a wide range of providers.

Our team of chartered financial planners collaborates with external specialists to deliver integrated solutions, supported by evidence-based investment strategies grounded in decades of peer-reviewed research. We maintain authorisation and regulation by the Financial Conduct Authority, ensuring adherence to the highest professional standards while specialising in areas such as ESG-integrated portfolios that align financial objectives with social and environmental values.

Services

Retirement Planning Estate Planning Investment Management Cash Management Tax Planning

Highlights and features

We have over 25 years of experience guiding clients through retirement and life transitions
Our team includes chartered financial planners and specialists in ESG-integrated portfolios
100% of clients confirm we've helped achieve their financial goals according to recent surveys
We offer independent advice from a wide range of providers without product restrictions
Our evidence-based approach combines academic research with personalised investment strategies

Associations and certifications

Financial Conduct Authority (FCA)

What people say

Improved financial stability Personalised approach Expert guidance Timely support Exceeded market returns

Website

Update Listing

Services

Retirement Planning

We help clients prepare for secure retirement through comprehensive pension reviews and income planning. Our approach considers lifestyle goals, risk tolerance, and tax efficiency to create sustainable withdrawal strategies. With expertise in UK pension regulations, we ensure clients maximise their retirement income while maintaining financial flexibility.

Estate Planning

Our estate planning services focus on preserving family wealth across generations. We coordinate wills, trusts, and tax-efficient gifting strategies to minimise inheritance tax liabilities. By working with legal specialists, we create tailored solutions that protect assets while respecting clients' wishes for their beneficiaries.

Investment Management

We develop customised investment portfolios aligned with clients' financial objectives and risk profiles. Utilising evidence-based strategies, we offer diversified solutions including ESG-integrated options. Regular portfolio reviews ensure ongoing alignment with changing market conditions and personal circumstances.

Cash Management

Our cash management solutions optimise short-term financial resources while maintaining accessibility. We implement strategic cash flow planning to support immediate needs and investment opportunities. This service ensures clients maintain sufficient liquidity while integrating with broader wealth management goals.

Tax Planning

We identify legitimate tax-saving opportunities across income, capital gains, and inheritance tax frameworks. Our strategies focus on legal tax minimisation through vehicle selection and timing optimisation. While not regulated for tax advice, we collaborate with accountants to deliver comprehensive tax-efficient solutions.

People

Steven Hotham

Managing Director & Chartered Financial Planner

With over 25 years of experience, Steven Hotham provides expert financial guidance, specialising in investment strategies and retirement planning. His client-focused approach has helped numerous individuals achieve financial security through tailored solutions grounded in evidence-based research.

Darren Berry

Business Development Director & Financial Planner

Darren Berry combines technical expertise with practical financial planning experience. As a Fellow of the Personal Finance Society and Trustee of the Institute of Financial Services, he delivers comprehensive wealth management solutions aligned with clients' long-term objectives.

Stephen Marsh

Founder

Stephen Marsh established Strategic Wealth Management with a vision for life-centred financial planning. His leadership created the firm's client-focused ethos, ensuring every decision prioritises clients' personal goals and values while maintaining rigorous professional standards.

Grant Moody

Finance Director

Grant Moody oversees the firm's financial operations with extensive experience in financial services management. His expertise ensures the company maintains robust financial controls while supporting clients' investment needs through strategic resource allocation.

Questions

What financial planning services do you offer?

We provide retirement planning, estate planning, investment management, cash flow analysis, and tax-efficient strategies tailored to individual circumstances.

How do you differ from other financial advisers?

Our life-centred approach prioritises personal goals over pure financial metrics, combining evidence-based investing with 25+ years of experience in navigating life transitions.

What fees are involved?

Fees are discussed during our discovery meeting after understanding your specific requirements. We provide full transparency before any commitment.

How does the initial consultation work?

We begin with a no-obligation call to assess compatibility, followed by a detailed discovery meeting (60-90 minutes) to understand your financial situation and objectives.

Are you regulated by the FCA?

Yes, we are authorised and regulated by the Financial Conduct Authority for financial planning and investment advice.

How do you handle investment management?

We create customised portfolios based on risk tolerance and goals, using evidence-based strategies including ESG-integrated options with regular performance reviews.

Reviews (3)

Write a Review

Pkt

Jun 24, 2021 Report

After my husband moved to a care home early last year, I needed to put our financial affairs in order. A close family friend recommended Strategic Wealth Management, and that has proved to be the best thing that could have happened!
Steve Hotham has provided me with a tailored and personal solution to our familys needs, having first taken the time to get to know us and fully understand our situation. He has a holistic approach not simply a financial one which we greatly appreciate. Everything has been taken care of promptly, thoroughly and efficiently by Steve and his capable team,

Patrick Reynolds

Feb 24, 2021 Report

Strategic Wealth has dealt with the management of our pensions and other investments since 2012. We spent quite a while at the start making sure that we understood their approach to investments and to risk and were (and still are) happy that it suits us. I know that Steve spent - and continues to spend - time making sure that he understands what we are looking for, not just in terms of returns and risk, but what we want out of life. Which I guess can be rephrased as how we want to live; and crucially helping us to understand what we can afford (and not afford) to do. We have a meeting a few times

Martin Saxby

Feb 12, 2021 Report

I have been a client with Strategic Wealth for 10 years and found them to be a professional and client focused provider. They are responsive and accessible with a real desire to understand your financial life goals and work with you to make them achievable within your financial income. I was introduced to SWM by a referral and have been pleased with the service provided. Hence my review and recommendation for you to make contact and see if they are the right fit for your financial planning.