J P S Wealth Management

Business Details

13 Years

experience

Your Trusted Financial Partner in Brighton

Established in 2013, J P S Wealth Management is a Brighton-based firm dedicated to empowering individuals to build, grow, and protect their wealth for a fulfilling retirement. As an Appointed Representative of St. James's Place Wealth Management plc, we combine local expertise with the resources of a FTSE 100 company to deliver personalized financial strategies. Our approach prioritizes understanding clients' values and life goals, tailoring advice to create sustainable financial futures. With a focus on transparency and client-centric service, we specialise in investment planning, retirement strategies, and intergenerational wealth management. Our team, led by founder Jayna Shah, brings decades of combined experience in navigating complex financial landscapes.

We serve clients across the South East of England, including London, with a commitment to ethical practices and long-term client relationships. Our partnership with St. James's Place provides access to cutting-edge investment solutions and industry-leading support. We pride ourselves on demystifying financial planning through clear communication and comprehensive guidance, ensuring clients feel confident in their financial decisions. Our services cater to individuals, business owners, and corporate executives seeking expert advice on pensions, tax-efficient investments, and estate planning.

Services

Wealth Management Investment Planning Retirement Planning Protection Planning Specialist Advice Pension Transfers Tax Efficient Planning Estate Planning Corporate Financial Services Intergenerational Wealth Transfer

Details

Year established: 2013

Highlights and features

We offer 10+ years of experience in personalized wealth management strategies
Our team combines local expertise with FTSE 100-level resources through St. James's Place
We provide transparent fee structures with no hidden charges
Our client-centric approach focuses on long-term financial well-being over mere wealth accumulation
We offer comprehensive intergenerational wealth planning services

Associations and certifications

Financial Conduct Authority

What people say

Exceptionally devoted consultant Patient and personable 5 Star service Second to none support Professional at the top of her game

Website

Update Listing

Services

Investment Planning

Our investment planning service creates tailored strategies to grow your wealth through carefully curated portfolios. We assess your risk tolerance, financial goals, and market conditions to develop diversified investment solutions. Working with St. James's Place, we offer access to expert fund managers and risk-rated model portfolios that adapt to changing life circumstances. This service helps clients build capital for retirement, education funds, or other long-term objectives while maintaining appropriate risk levels.

Retirement Planning

Specialising in comprehensive retirement planning, we help clients navigate pension options and create sustainable income streams. Our service includes pension consolidation, tax-efficient withdrawals, and annuity reviews. We focus on maximizing pension pots while considering inheritance tax implications. With expertise in SIPP management and drawdown strategies, we ensure clients can maintain their desired lifestyle throughout retirement while complying with evolving regulatory requirements.

Protection Planning

Our protection planning service safeguards your financial legacy through inheritance tax mitigation and estate planning strategies. We help clients understand complex tax rules, establish trusts, and implement life insurance solutions. The service covers long-term care planning, lasting powers of attorney, and intergenerational wealth transfer. We work with specialist legal partners to ensure your assets are protected and distributed according to your wishes while minimising tax liabilities.

Specialist Advice

Tailored financial solutions for business owners and professionals, including company directors and contractors. This service covers business succession planning, key person insurance, and executive compensation packages. We address unique financial challenges through tax-efficient structures and investment strategies. Our expertise extends to helping self-employed individuals create robust retirement plans and manage business-related financial risks effectively.

Intergenerational Wealth Management

Specialised planning for multi-generational wealth transfer, combining tax efficiency with family financial education. We help clients establish junior ISAs, implement gifting strategies, and create trust structures that align with family values. This service addresses both the financial and emotional aspects of wealth transfer, ensuring sustainable financial security across generations while maintaining family harmony and financial literacy.

People

Jayna Shah

Founder & Lead Consultant

With over 15 years' experience in financial services, Jayna established J P S Wealth Management in 2013. She specialises in retirement planning and investment strategies, holding advanced qualifications in pension transfers. Jayna combines technical expertise with compassionate guidance, helping clients achieve financial security. Her approach focuses on building long-term relationships and delivering tailored solutions that align with clients' life goals.

Questions

What areas do you serve?

We primarily serve Brighton and Hove, with clients across the South East of England including London. We also work with clients nationwide through virtual consultations.

How are your services regulated?

As an Appointed Representative of St. James's Place Wealth Management plc, we are regulated by the Financial Conduct Authority for advising on wealth management products.

What investment options do you offer?

We provide access to St. James's Place's range of investment solutions including ISAs, unit trusts, offshore investments, and discretionary portfolios tailored to different risk profiles.

How do you charge for your services?

We operate transparent fee structures with no hidden charges. Specific costs depend on the complexity of your financial situation and the services required.

Can you help with pension transfers?

Yes, we specialise in pension transfers and consolidation, helping clients navigate complex transfers including defined benefit schemes with appropriate safeguards.

What makes you different from other advisers?

We combine local personal service with FTSE 100 resources, focusing on holistic financial well-being rather than just investment returns, with particular expertise in intergenerational planning.

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Reviews (5)

Write a Review

Andrew Upton

Jan 26, 2021 Report

I recently had the pleasure of discussing my personal financial situation with Jayna. She has given me some fantastic advice on things I can do now as well as things I should be considering in the future. She really knows her subjects but is able to pass the information on to you in an friendly manner and in terms that I could understand
I can recommend her services to you.

Roger Hoyle

Oct 25, 2020 Report

Positive:Professionalism,Quality,Responsiveness,Value
We have been receiving advice from Jayna for a number of years and didn't hesitate to ask her help for investing some money following the sale of a flat. She gave us clear and helpful advice for investing for ourselves and our grand-daughters.

Roger Warren

Aug 17, 2020 Report

It is with great pleasure that I highly recommend Jayna Shah of JPS Wealth Managment. Entering into what I considered was a financial minefield, Jayna set about allaying my concerns and providing solid guidance towards my needs. From this, Jayna is definitely the 'go to' person when wanting to develop your assets field. Thank you Jayna.

Tim Hardman

Jul 06, 2019 Report

Jayna is warm, friendly and knowledgable. She gears her advice both to our immediate needs and long term goals. We are very happy to recommend Jayna to anyone.

Michael Trigg

Jun 26, 2019 Report

WE have always found Jayna to be very professional, helpful and supportive. Her advice has always been geared to our needs.we would be happy to recommend Jayna to all our friends and family without hesitation.