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Your Trusted Financial Partner in London
Established in the 1970s, Lerwick Financial Group has built a reputation as one of the UK's longest-standing commercial finance brokers. Our directors bring over 35 years of combined expertise in bridging loans, business loans, and development loans, offering tailored solutions for residential and commercial clients. We prioritise direct access to decision-makers, ensuring swift loan approvals and efficient service. Our approach combines personal, transparent client relationships with competitive rates starting from 0.55% monthly for bridging loans. With a nationwide reach, we support businesses of all sizes, specialising in complex cases involving credit challenges or urgent funding requirements. Our panel of preferred lenders and streamlined application process enables us to deliver funding agreements within seven working days.We maintain regulatory compliance through our Financial Conduct Authority authorisation (registration 737449) while offering unregulated loan options where appropriate. Our success stems from understanding client needs, maintaining flexibility in lending criteria, and providing continuous support throughout the loan lifecycle. We serve diverse sectors including property development, commercial real estate, and business expansion projects. Backed by decades of experience and a commitment to innovation, we continue to adapt our services to meet evolving market demands while maintaining our core values of integrity and client focus.
Services
Bridging Loan
Business Loan
Development Loan
Commercial Mortgages
Secured Loans
Highlights and features
- Deal directly with decision-makers for immediate loan approvals
- Minimum loan amounts starting from 26,000
- Flexible lending criteria for credit-challenged applicants
- Competitive rates from 0.55% monthly for bridging loans
- Nationwide coverage with local market expertise
Associations and certifications
- Financial Conduct Authority
Services
Bridging Loan
Bridging loans provide temporary funding for property transactions. Ideal for auction purchases, property refurbishments, or chain breaks, these loans start from 0.55% monthly interest. We offer flexible terms up to 300 months with minimum loans of 26,000, secured against residential or commercial property. Our rapid approval process ensures funding within seven working days.
Business Loan
Business loans support company growth through premises purchases or project funding. With minimum amounts of 26,000 and terms up to 25 years, we accommodate diverse business needs. Our flexible approach considers credit history and project viability rather than income alone. Applications benefit from direct decision-maker access and fast-track processing.
Development Loan
Development loans fund property projects from small renovations to large-scale commercial developments. We finance up to 100% of project costs with secondary security, without requiring strict income verification. Our expertise covers both experienced developers and newcomers to the UK market, with flexible repayment structures aligned to project timelines.
Questions
What loan types does Lerwick Financial Group offer?
We specialise in bridging loans, business loans, and development loans for both residential and commercial properties across the UK.
What is the minimum loan amount available?
Our minimum loan amount is £26,000 for all loan types, with flexible terms up to 25 years.
Can I apply with a poor credit history?
Yes, we consider applications with credit issues, focusing on property value and project viability rather than income alone.
How quickly can I receive funds?
We aim to complete funding agreements within seven working days through our streamlined application process.
Are your loans regulated?
We are FCA-authorised brokers, but not all loans fall under their regulation. We'll clarify this during your application.
