Business Details
Your Trusted Mortgage Broker in Southport
Based in Southport, JB Financial Solutions is a mortgage brokerage with deep expertise in first-time buyer mortgages, remortgaging, and buy-to-let financing. Our team combines local market knowledge with access to a broad network of lenders to secure competitive deals tailored to individual circumstances. Regulated by the Financial Conduct Authority, we prioritise transparency, offering jargon-free advice and comprehensive support throughout the mortgage process. With a focus on clients who may face challenges such as bad credit, we deliver solutions that align with long-term financial goals.Our commitment to thorough research and client education ensures informed decision-making, while our streamlined application process minimises stress. We serve clients across Merseyside, Lancashire, and beyond, leveraging technology to provide nationwide support. By maintaining high standards and fostering trust, we aim to exceed expectations in every transaction.
Services
First-Time Buyer Mortgages
Remortgaging
Buy-to-Let Mortgages
Mortgage Calculators
Help-to-Buy Advice
Bad Credit Mortgages
New Build Mortgages
Portfolio Landlord Mortgages
HMO Mortgages
Regulated Buy-to-Let Mortgages
Highlights and features
- We are FCA-regulated for your protection and peace of mind.
- Our local market expertise ensures tailored solutions for Merseyside and Lancashire clients.
- We offer jargon-free advice to simplify complex mortgage processes.
- Access to a wide range of lenders increases your chance of approval.
- Specialist support for clients with adverse credit histories.
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Knowledgeable and reassuring
Excellent advice
Stress-free process
Understood our needs
Helped secure competitive deals
Services
First-Time Buyer Mortgages
Tailored mortgage solutions for first-time buyers, including help-to-buy schemes and competitive deals. We guide clients through deposit requirements, eligibility criteria, and application processes. Our expertise ensures access to exclusive offers and jargon-free advice for a seamless home-buying experience.
Remortgaging
Expert advice on securing better rates when remortgaging existing properties. We assess current deals, calculate savings, and negotiate terms to reduce monthly payments or fund home improvements. Our process minimises disruption while maximising financial benefits.
Buy-to-Let Mortgages
Specialist financing for property investors, including portfolio landlords and HMO operators. We provide guidance on deposit requirements, rental income assessments, and tax implications. Our network ensures access to competitive rates tailored to investment goals.
Bad Credit Mortgages
Support for clients with impaired credit histories, including CCJs or past arrears. We connect borrowers with lenders offering specialised products and advise on steps to improve future eligibility through responsible financial management.
Mortgage Calculators
Interactive tools to estimate monthly repayments, borrowing capacity, and total interest costs. These calculators consider loan amounts, interest rates, and terms, providing clear insights to inform mortgage decisions without obligation.
People
James Blundell
Founder
James Blundell established JB Financial Solutions with a focus on accessible, transparent mortgage advice. With extensive industry experience, he specialises in complex cases and prides himself on simplifying the mortgage process for all clients.
Questions
What mortgage services do you offer?
We specialise in first-time buyer mortgages, remortgaging, buy-to-let financing, and adverse credit cases. Our services also include new build mortgages, HMO financing, and portfolio landlord solutions.
How can I check how much I can borrow?
Use our online mortgage calculator to estimate borrowing capacity based on income, expenditure, and deposit. Our advisors also provide detailed assessments during consultations.
Are you regulated by the FCA?
Yes, JB Financial Solutions is authorised and regulated by the Financial Conduct Authority (FCA) under reference number 531615, ensuring compliance with strict industry standards.
Do you help clients with bad credit?
Yes, we specialise in assisting clients with adverse credit histories by connecting them with lenders offering tailored mortgage solutions and competitive rates.
What areas do you cover?
While based in Southport, we serve clients across Merseyside, Lancashire, and nationwide through remote consultations and digital support tools.
Reviews (2)
Chris Jones
Dec 06, 2021
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Jamie proved to be an invaluable source of good information and advice when it came to sourcing and choosing the best lender for our remortgage. He was readily available to discuss any issues that arose during the application stage and we were thankful for his help throughout the process. Would highly recommend!
Darren Anders
Jun 02, 2021
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After having used this company twice over the past 30 years, I was pleased on finding that they were still up and running and able to help me with a re-mortgage. Once again, Jamie made the process incredibly easy and through his honesty and knowledge, I was able to achieve what was best for me and my circumstances with a re-mortgage arrangement that bettered my expectations. I will always recommend Jamie to family and friends who may benefit from what he does and I have no hesitation in recommending him to others via this source. Trusting, transparent, quick, reliable and effective.
