Business Details
33 Years
experience
Trusted Financial Planning and Wealth Management Services
Established in 1993, we are a boutique, family-run financial planning and wealth management firm based in Escrick near York. Our client-centric approach ensures every individual receives tailored financial solutions aligned with their unique needs. With over 100 years of combined investment experience, our Investment Committee develops in-house strategies using proprietary research tools, prioritizing tax efficiency and long-term sustainability.Our team holds prestigious qualifications in chartered accountancy, financial planning, and investment management, reflecting our commitment to expertise and client trust. We pioneered multi-manager investment solutions in 1996 and continue to innovate through regular portfolio reviews and a six-step process designed to adapt to evolving financial landscapes.
Services
Investment Planning
Tax Planning
Retirement Planning
Inheritance Tax Planning
Financial Planning
Details
- Year established: 1993
Highlights and features
- We treat every client as an individual with personalized financial strategies.
- Pioneered multi-manager investment solutions in 1996 and early platform adoption.
- Offer in-house investment research tools for bespoke portfolio management.
- Team holds qualifications from chartered accountancy to certified financial planning.
- Investment Committee ensures rigorous, regular portfolio reviews and due diligence.
Associations and certifications
- Financial Conduct Authority
Services
Investment Planning
Our Investment Planning service offers diversified portfolios tailored to your risk profile and financial goals. Using proprietary research tools and over 100 years of combined experience, we actively review strategies to adapt to market changes. Clients benefit from our in-house expertise, ensuring tax-efficient, client-centric solutions for long-term growth.
Tax Planning
Tax Planning focuses on minimizing liabilities through strategic use of allowances and legislative updates. We integrate tax-efficient structures into financial plans, ensuring compliance while maximizing retained wealth. Regular reviews keep strategies aligned with evolving regulations, delivering sustainable savings for clients.
Retirement Planning
Retirement Planning ensures financial security during post-retirement years. Our six-step process identifies income needs, assesses savings, and implements sustainable withdrawal strategies. We prioritize longevity risk management, balancing growth and capital preservation to maintain your desired lifestyle.
Inheritance Tax Planning
Inheritance Tax Planning safeguards wealth transfer across generations. We evaluate personal objectives and deploy strategies ranging from trusts to gifting. Our approach balances legal compliance with maximizing beneficiaries' inheritances, ensuring smooth estate transitions while minimizing tax impacts.
Financial Planning
Comprehensive Financial Planning covers all aspects of wealth management. From budgeting to investment selection, we create adaptable roadmaps aligned with life goals. Ongoing reviews ensure strategies evolve with personal circumstances, market conditions, and regulatory changes, providing holistic financial clarity.
People
Stephen Jones
Executive Director & Head of Financial Planning
Founded Jones Cooper in 1993 after qualifying as a Chartered Accountant. Leads the Investment Committee and specializes in tax-integrated financial advice, leveraging over 30 years of industry experience to deliver client-focused solutions.
Jillian Jones
Executive Director & Head of Operations and Compliance
Joined in 1995, managing business operations, compliance, and client relations. Her organizational expertise ensures regulatory adherence and consistent service quality, supporting the firms growth through meticulous attention to operational detail.
John Holian
Director & Chartered Financial Planner
A Chartered Financial Planner since 2011, John specializes in pensions and investment planning. Holds Certified Financial Planner status and the Securities and Investments Institute Diploma, ensuring technically robust retirement solutions for clients.
Patrick Toes
Investment Manager
Brings 30+ years of institutional and discretionary investment management experience. Holds an MSc in Investment Analysis and previously served as Investment Director at Myddleton Croft Limited, enhancing our portfolio management capabilities.
Ben Yearsley
Investment Committee Member
Co-founded a tax-efficient investment company for HNWIs. Previously led VCT research at Hargreaves Lansdown and headed Investment Research at Charles Stanley Direct, contributing specialized wealth management insights to our strategies.
Questions
Are your financial services regulated?
Yes, Jones Cooper is authorized and regulated by the Financial Conduct Authority under reference 741929.
How does your investment process work?
Our six-step process includes understanding client needs, analysing financial data, recommending solutions, and ongoing reviews to adapt to changing circumstances.
What areas do you cover?
We primarily serve clients in York and across the UK, offering tailored financial solutions regardless of location.
How often are investment portfolios reviewed?
Portfolios undergo regular reviews through our Investment Committee’s meetings, with client-specific adjustments as market conditions or personal circumstances evolve.
Can I get help with inheritance tax planning?
Yes, we provide customized inheritance tax strategies to minimize liabilities and ensure smooth wealth transfer across generations.
Reviews (4)
Johannes Kneer
Oct 30, 2021
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I had a useful phone call with an advisor first, and after sending additional information via email I received an answer not covering the question. If had not be informed on the topic already, this would have cost precious additional time gathering unnecessary information from a third party.
E-Mail answers are often not signed with a name: so for follow up questions it is unclear to whom one is talking and whether that follow up question was actually answered by the same person. Also when calling the info point one can't get connected because the name is unknown... In total, the experience makes
E-Mail answers are often not signed with a name: so for follow up questions it is unclear to whom one is talking and whether that follow up question was actually answered by the same person. Also when calling the info point one can't get connected because the name is unknown... In total, the experience makes
Darcy Jovic
Jan 16, 2020
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Meet with Mr Philippe Linster and he was most knowledgeable. A real delight to have fast no nonsense guidance. Extremely positive experience.
ClipdisOfficiel
Jul 13, 2018
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At the House of Entrepreneurship I've received all the needed information in order to start my business in Luxembourg! Very kind, professional and flexible business consultants guided me through the first steps of my business creation. Even on my specific VAT and Tax questions, I have received guidance. I recommend to every business or future business(wo)men to visit the House of Entrepreneurship before starting or developing their business. A very useful and practical information and consulting source. FOR FREE! Thank you a lot.
Schmit Yves
Jun 08, 2018
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The HOE is an excellent idea to help young startups to start their business. However the service provided is not more than some sort of "secretary" to help you find all the papers you need to fill out to register your company. Some guidance can be provided on the different company forms. Specific questions in specific domains cannot be answered and you are redirected to other institutions. Not much of a help and for me almost a waste of time. Such a shame, at least from my experience. Too many experts from other domains are missing to really help you.
