Business Details
9 Years
experience
Emergency
services
Your Trusted Partner for Business Loan Solutions
Founded in 2017, Century Business Finance was established by industry veterans Jon Maloney and Ben Larkins, who combined over 30 years of experience in business finance to create a dedicated business loan brokerage. As the UK's largest business loan-only broker, we specialise in providing tailored financial solutions that empower businesses to grow and thrive. Our team prioritises speed and communication, delivering fast loan approvals with transparent processes and exceptional customer service.Regulated by the Financial Conduct Authority, we maintain a 5-star Google rating through our commitment to exceptional service, combining modern technology with traditional values. We build lasting relationships by offering expert guidance and support, ensuring businesses have the right financial tools to succeed. Our core values of speed, transparency, and customer-centricity drive every decision, enabling us to provide fast, stress-free financing solutions for UK SMEs.
Services
Cashflow Loans
Working Capital Loans
Tax VAT Bill Loans
Growth Loans
Same Day Loans
Large Business Loans
Details
- Year established: 2017
Highlights and features
- We offer same-day funding decisions and rapid capital access for urgent business needs
- Our team provides transparent loan terms with no hidden fees or charges
- We specialise exclusively in business finance, maintaining a 5-star customer rating
- We combine modern technology with traditional values for efficient service delivery
- Our experienced brokers have over 30 years combined expertise in SME lending
Associations and certifications
- Financial Conduct Authority
What people say
Same day funding
Exceptionally professional
First class service
5 star service
Outstanding service
Services
Cashflow Loans
Cashflow loans provide immediate working capital for temporary financial gaps. These short-term solutions help businesses manage cashflow fluctuations, cover operational costs, or seize growth opportunities. With loan amounts from 10,000 to 250,000 and terms of 6-12 months, funds can be accessed within 24 hours. The streamlined application process takes just 2 minutes online, with decisions often made the same day. This service suits UK businesses needing urgent financial support while maintaining operational continuity.
Working Capital Loans
Working capital loans support day-to-day business operations and growth initiatives. Available from 10,000 to 250,000 with terms of 6-36 months, these loans help cover payroll, inventory purchases, and supplier payments. Businesses must have at least 12 months trading history to qualify. Funds typically arrive within 24 hours of approval, with flexible repayment options aligned to business cashflow. This service caters to UK SMEs seeking reliable financial support for operational expenses and expansion projects.
Tax VAT Bill Loans
Tax and VAT bill loans help businesses meet HMRC obligations with loan amounts from 10,000 to 250,000. These short-term solutions (3-12 month terms) prevent penalties while maintaining cashflow. Businesses need at least 12 months trading history to qualify. Funds can be accessed the same day, with transparent terms and no early repayment fees. This service supports UK businesses across sectors needing temporary financial assistance for tax liabilities.
Growth Loans
Growth loans support business expansion with amounts from 10,000 to 250,000 and terms of 12-60 months. Designed for businesses trading over 5 years, these loans fund equipment purchases, staff recruitment, and market expansion. The application process requires 6 months business bank statements and year-end accounts. Funds can be accessed within 24 hours, with flexible repayment options. This service enables established businesses to capitalise on growth opportunities.
Same Day Loans
Same day business loans provide rapid financial solutions for urgent needs, offering 10,000 to 250,000 with terms of 3-24 months. Businesses must have at least 12 months trading history to qualify. The 2-minute online application process delivers decisions within an hour, with funds available the same day. This service supports UK businesses requiring immediate capital for unexpected expenses, inventory purchases, or time-sensitive opportunities while maintaining flexible repayment terms.
People
Jon Maloney
Co-Founder
Co-founder with over 15 years' experience in business finance, specialising in SME lending solutions and strategic financial planning.
Ben Larkins
Co-Founder
Co-founder bringing 18 years' industry expertise, focusing on credit risk assessment and building lender relationships for SME financing.
Jake Brown
Account Manager
Experienced account manager known for exceptional client support, with a track record of securing tailored loan solutions for businesses.
Joe Taplin
Account Manager
Dedicated account manager providing regular updates and professional support throughout the loan application and funding process.
Jacob Bourne
Business Development
Business development specialist helping small to medium enterprises access growth capital with efficient, professional service delivery.
Questions
How quickly can I receive business loan funds?
Most approved applications receive funds within 24 hours through our fast processing system.
What loan amounts are available?
We offer loans from £10,000 to £500,000 depending on business requirements and eligibility.
Do you charge early repayment fees?
No, we don't charge any fees for settling loans ahead of schedule.
Is a personal guarantee required?
Most loans require a director's guarantee, but this doesn't affect personal credit files.
What information is needed for application?
Basic business details, 6 months bank statements, and most recent year-end accounts are typically required.
How does the loan application process work?
Complete our 2-minute online form, receive a decision within hours, then get funded within 24 hours.
Reviews (3)
Graeme Ravey
Sep 09, 2019
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Outstanding service from start to finish. I applied in the morning and got my loan in my bank that afternoon!
Matthew Canavan
Aug 20, 2019
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I was declined by several other lenders but Century were excellent and got me 40,000.00 into my account same day!
Alvin Morley
Oct 07, 2017
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There are quicker firms out there but you pay dearly for quick loans in my experience. Century took 4 days but were by far and away the best in terms of rate!
