Business Details
Trusted Financial Advisers in Norfolk, Northamptonshire & Oxfordshire
At M L Financial Associates, we are a team of Independent Financial Advisers authorised and regulated by the Financial Conduct Authority, serving clients across the Southeast of England. With offices in Wymondham, Northampton, and Thame, our fully qualified advisers bring over 70 years of combined experience to deliver expert, impartial financial guidance. Our directors, Simon Lister and Craig McClurg, are ranked among the top tier of global financial advisers by the Million Dollar Round Table (MDRT) 2023. We specialise in retirement and pension planning, investment portfolios, family and corporate protection, and tax and estate planning, tailoring solutions to individual client needs.Our approach prioritises integrity, openness, and fairness, ensuring transparent communication and ethical practices. Clients consistently highlight our innovative strategies, personalised service, and long-term commitment to their financial security. As a socially responsible business, we focus on delivering value not only to clients but also to our community and environment. Our ongoing review processes ensure continuous improvement, maintaining our position as a trusted partner in financial planning. We pride ourselves on building lasting relationships through reliability, expertise, and a client-first ethos that sets us apart in the industry.
Services
Pensions
Investments
Family Protection
Corporate Protection
Tax & Estate Planning
Second Opinion Service
Highlights and features
- We have over 70 years of combined experience in financial advisory services.
- Our directors are ranked in the MDRT Top Tier of global financial advisers.
- We provide fully independent and impartial financial advice.
- Our client retention and referral rates reflect long-term satisfaction and trust.
- We offer tailored financial strategies aligned with individual client needs.
Associations and certifications
- Financial Conduct Authority
What people say
Personalised approach
Innovative solutions
Expertise and experience
Reliable and reassuring
Impressive knowledge
Services
Pensions
Our pension services focus on helping clients make informed decisions for their retirement. We assess your risk tolerance and financial goals to create tailored pension strategies. Our expertise ensures you maximise your retirement savings while navigating the complexities of the pensions market effectively.
Investments
We guide clients through diverse investment options to achieve their financial objectives. Our strategies balance creativity and expertise, aligning portfolios with individual risk profiles and long-term goals. Regular reviews ensure investments remain optimised for market conditions and client needs.
Family Protection
Our family protection services provide comprehensive solutions to secure your loved ones' future. We conduct detailed reviews to identify coverage gaps and recommend policies that offer financial security in unforeseen circumstances, ensuring peace of mind for your family.
Corporate Protection
Corporate protection services safeguard businesses against risks that could impact continuity. We tailor solutions to protect company assets, key personnel, and long-term viability, integrating these plans with personal financial strategies for holistic client security.
Tax & Estate Planning
Our tax and estate planning services aim to preserve wealth across generations. We develop strategies to minimise tax liabilities and ensure efficient asset transfer, addressing inheritance concerns while complying with regulatory requirements for long-term financial stability.
People
Simon Lister
Director
Simon Lister, a director at M L Financial Associates, brings extensive experience and is ranked in the MDRT Top Tier of global financial advisers. His expertise in financial planning ensures clients receive strategic, long-term solutions tailored to their unique needs.
Craig McClurg
Director
Craig McClurg, co-director, is recognised in the MDRT Top Tier for his financial advisory excellence. With over 70 years of combined team experience, he focuses on delivering innovative, client-centred strategies that prioritise financial security and growth.
Questions
What services does ML Financial Associates offer?
We provide pensions, investments, family and corporate protection, tax and estate planning, and a second opinion service tailored to individual client needs.
Are ML Financial Associates regulated by any authority?
Yes, we are authorised and regulated by the Financial Conduct Authority, ensuring compliance with strict industry standards and client protection.
How does ML Financial Associates tailor financial advice?
We conduct detailed risk assessments and consultations to create bespoke strategies aligned with your financial goals, life circumstances, and risk tolerance.
Can I book a free initial consultation?
Yes, we offer a free initial consultation to understand your financial situation and provide personalised recommendations for your future planning.
What areas do ML Financial Associates serve?
We operate across the Southeast of England, including Norfolk, Northamptonshire, and Oxfordshire, with offices in Wymondham, Northampton, and Thame.
Reviews (5)
J. C.
Mar 16, 2021
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When my wife and I turned 50 our thoughts relating to retirement moved to the front of our minds. We realised that we would benefit from some impartial advice particularly around our pension arrangements as we both had a number of workplace and private pensions and we wanted to know if these should be left in place or consolidated in some way. With this being a specialist area and something of a minefield and with one hearing about pension scams we approached this endeavour with some trepidation. We knew we wanted an independent (rather than tied) advisor so started with an FSA search of IFA
Jon Child
Mar 01, 2021
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To let someone manage your finances is one of life's big decisions and one you want to get right, we were recommended ML and have been delighted with our choice. From the outset they have provided us with excellent financial advice in a professional yet friendly manner and continue to manage our portfolio giving us a good return on our investments at the same time as taking away the need for us to worry about the ups and downs of markets on a day by day basis. I have recommended their services to friends of ours and would happily do so to anyone looking for friendly, personal and professional
Paul Hambridge
Feb 15, 2021
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I used ml financial to move my company pension .I am very satisfied with the service they provide .I find the team very friendly and helpful . I would very much recommend them to friends & family
Christopher Mcall
Feb 06, 2021
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Positive:Professionalism,Responsiveness
Even during these turbulent times, Craig and his team have managed to successfully grow our investments with their usual effectiveness. They seem to be fully on top of all situations and advise accordingly, then act quickly. I would recommend them to anyone looking for a trustworthy and able company to manage their finances.
Even during these turbulent times, Craig and his team have managed to successfully grow our investments with their usual effectiveness. They seem to be fully on top of all situations and advise accordingly, then act quickly. I would recommend them to anyone looking for a trustworthy and able company to manage their finances.
Emma Thackara
Jan 14, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
ML Financial have been looking after my financial needs for many years. They are very good at what they do while being friendly, professional and always approachable. I would (and do!) recommend them for anyone who needs help managing their pension, savings and/or investments.
ML Financial have been looking after my financial needs for many years. They are very good at what they do while being friendly, professional and always approachable. I would (and do!) recommend them for anyone who needs help managing their pension, savings and/or investments.
