Business Details
Your Trusted Partner for Financial Planning Solutions
At Future Start Independent Financial Planning, we prioritise your aspirations over your finances, ensuring our conversations begin with your goals rather than your current assets. As an independent financial planning firm, we operate without ties to specific providers, allowing us to recommend solutions tailored to your unique circumstances. Our team holds gold-standard accreditations, including Chartered Financial Planner status and SOLLA Later Life Advice Accreditation, reflecting our commitment to technical excellence and ethical standards. We integrate ESG principles into investment strategies, aligning your financial decisions with your values. With state-of-the-art cashflow planning tools and a focus on transparency, we deliver ongoing support to help you achieve financial confidence and security. Our approach combines technical expertise with a client-led philosophy, ensuring your financial plan evolves alongside your life.We are proud to be featured in the VouchedFor Sunday Times Top 100 rated financial advisers, underscoring our dedication to client satisfaction. Our process begins with an obligation-free consultation, followed by a comprehensive review and tailored recommendations, ensuring clarity and actionable outcomes. We specialise in retirement planning, inheritance tax mitigation, and estate planning, addressing the needs of high earners and those seeking long-term wealth preservation. Our ongoing support includes annual reviews and proactive adjustments to adapt to changing circumstances, tax legislation, or market conditions. This holistic approach ensures we help you create a financially secure future aligned with your ambitions.
Services
Retirement Planning
Investment Management
Estate Planning
Inheritance Tax Solutions
Financial Reviews
Highlights and features
- We are completely independent and unrestricted by provider ties.
- We hold gold-standard accreditations including Chartered Financial Planner status.
- We prioritise your goals and values over financial products.
- We offer ethical and sustainable ESG investment solutions.
- We combine technical expertise with ongoing, personalised support.
Associations and certifications
- Chartered Financial Planner
- SOLLA Later Life Advice Accreditation
- STEP Administration of Estates
- STEP Administration of Trusts
What people say
Trustworthiness is paramount
Peace of mind
Family are secure
Services
Retirement Planning
We help clients prepare for secure, fulfilling retirements through comprehensive cashflow modelling and investment strategies. Our approach addresses tax efficiency, income sustainability, and lifestyle goals. Tailored recommendations ensure financial confidence during pre-retirement, at retirement, and throughout post-retirement years.
Estate Planning
Our estate planning services focus on preserving wealth across generations through wills, trusts, and tax-efficient structures. We specialise in inheritance tax mitigation and lasting power of attorney arrangements. Solutions ensure asset protection while aligning with clients' family and charitable objectives.
Investment Management
We create diversified investment portfolios aligned with clients' risk tolerance and financial goals. Our ESG-integrated approach combines ethical considerations with performance objectives. Regular reviews ensure strategies adapt to market changes and evolving personal circumstances.
Inheritance Tax Solutions
We develop strategies to minimise inheritance tax liabilities through trust structures, gifting strategies, and charitable donations. Our approach ensures beneficiaries receive maximum value while maintaining compliance with evolving tax legislation and regulatory requirements.
Financial Reviews
Annual reviews track progress toward financial goals, adjusting strategies for life changes and market conditions. We analyse investment performance, insurance coverage, and retirement readiness to maintain optimal financial positioning throughout clients' lives.
People
Jonathan Willis
Financial Planning Specialist
Chartered Financial Planner with SOLLA and STEP accreditations. Specialises in retirement planning, estate management, and ESG investments. Featured in VouchedFor Sunday Times Top 100 advisers for three consecutive years.
Questions
What financial planning services do you offer?
We specialise in retirement planning, investment management, estate planning, inheritance tax solutions, and ongoing financial reviews tailored to individual circumstances.
How are you different from other financial advisers?
As Chartered Financial Planners, we combine technical expertise with client-led approach, ethical ESG integration, and gold-standard accreditations that demonstrate our commitment to excellence.
What fees do you charge for your services?
Our fee structure is transparent and discussed during initial consultations. We operate on a 'no surprises' philosophy with costs clearly outlined in our Terms of Business.
How does the financial planning process work?
The process includes an initial consultation, fact-finding, proposal development, plan implementation, and annual reviews to ensure ongoing alignment with your evolving goals.
Do you offer ethical investment options?
Yes, we provide ESG-integrated investment solutions that align financial objectives with environmental, social, and governance values without compromising performance potential.
What accreditations do your advisers hold?
Our advisers hold Chartered Financial Planner status, SOLLA Later Life Advice Accreditation, and STEP qualifications in estate and trust administration.
Reviews (5)
L. Ds
Aug 14, 2021
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Jonathan is honest and ethical. No hard sell. Listens to what your needs are and then presents options. He provided a full family focused service. He drew up our wills, LPAs, Trusts, managed our investments and took care of estate planning. He showed us what our trajectory was over the coming years with regard to income. This has provided clarity which in turn allowed us to take informed decisions based in fact, not unrealistic fear or fairy dust. I have no hesitation recommending Jonathan. He is different to the other sharks out there.
Valerie Humphrey
Aug 07, 2020
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We needed advise for our early retirement on the pensions we have.
Excellent, professional and friendly service given by Jon who explained in detail options we had available to us, and advised us of the best options. Cannot thank him enough for all the hard work which has gone into resolving our questions and setting up a new Portfolio.
Excellent, professional and friendly service given by Jon who explained in detail options we had available to us, and advised us of the best options. Cannot thank him enough for all the hard work which has gone into resolving our questions and setting up a new Portfolio.
Kim Allen
Aug 02, 2020
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Jonathan gave me advice on my pensions and retirement income. He was very helpful and patient, explaining everything to me clearly in language that I could understand. He is very friendly and has a good sense of humour which made the very dry subject of financial planning much better than I had expected!
Sara Denzer
Jul 20, 2020
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Positive:Professionalism,Quality,Responsiveness,Value
For the investments he looked at the safest option for us. We do not have any experience in this so his knowledge was really useful. He set it up really well and explained everything. Jon is not patronising or makes you feel bad that you dont know anything. His friendly and funny personality is fantastic for his role in your future.
For the investments he looked at the safest option for us. We do not have any experience in this so his knowledge was really useful. He set it up really well and explained everything. Jon is not patronising or makes you feel bad that you dont know anything. His friendly and funny personality is fantastic for his role in your future.
Mala Mulholland
Jul 13, 2020
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Went to seek retirement advice and the options available. Spent a lot of time with Jon who is extremely professional, knowledgeable, prompt in response and thorough. Because of his due diligence and care and integrity - I decided to remain as is. This demonstrated his ethics and integrity in this day and age!!! 10 stars to him and this Company. I would go to seek advice from him again and recommend him to others. Many thanks Jon!!
