Business Details
26 Years
experience
Independent Financial Advisers for a Better Future
Established in 2000, Brett Investment has been dedicated to transforming financial planning into a life-enabling service for successful business owners aged 50+. Our approach combines three core pillars: understanding clients' aspirations, building precise cashflow forecasts, and implementing actionable plans that align financial security with personal fulfillment. With over two decades of experience, we specialise in creating tailored strategies that optimise assets, reduce tax liabilities, and ensure long-term financial confidence. Our team of certified professionals employs evidence-based investing and globally diversified portfolios to deliver sustainable growth while maintaining institutional-grade cost efficiency.Through our unique BettrLife methodology, we help clients define their 'number' - the financial threshold that enables them to enjoy life's important moments without future anxiety. As independent advisers, we maintain no product affiliations, ensuring unbiased recommendations focused solely on client needs. Our commitment to excellence is demonstrated through industry-leading qualifications including CERTIFIED FINANCIAL PLANNER status and Chartered Financial Planner accreditation. We serve clients across the UK from our Scottish Borders base, combining local expertise with global investment perspectives.
Services
Financial Planning
Investment Advice
Retirement Planning
Tax Optimisation
Sustainable Investing
Details
- Year established: 2000
Highlights and features
- We have over 20 years of experience in lifestyle financial planning
- Our team includes Chartered Financial Planners with industry-leading qualifications
- We implement evidence-based investment strategies with proven long-term performance
- Our BettrLife approach focuses on life goals, not just financial products
- We maintain institutional-grade investment cost structures for all clients
Associations and certifications
- CERTIFIED FINANCIAL PLANNER
- Chartered Financial Planner
- Financial Conduct Authority (FCA)
What people say
Life-changing impact
Personalised approach
Peace of mind
Tax-efficient strategies
Exceptional service quality
Services
Financial Planning
Our BettrPlanning approach creates multi-year cashflow forecasts that map life events and spending patterns. We help clients determine their financial 'number' to enable confident life decisions. This comprehensive planning ensures financial security while maintaining lifestyle flexibility.
Investment Advice
We implement globally diversified portfolios investing in over 14,000 global companies with low-cost passive strategies. Our evidence-based approach focuses on long-term market performance while maintaining institutional pricing structures for all clients.
Retirement Planning
Specialised planning for business owners aged 50+ to transition into retirement. We optimise pension arrangements and create tax-efficient income streams that align with clients' desired lifestyle while mitigating longevity risk.
Tax Optimisation
We integrate tax-efficient strategies across all aspects of financial planning. Our approach focuses on legitimate tax reduction through strategic asset allocation, pension optimisation, and inheritance tax mitigation techniques.
Sustainable Investing
We offer ESG-aligned investment options that combine financial objectives with environmental and social responsibility. Our sustainable portfolios maintain competitive returns while supporting positive global impact initiatives.
People
Jeremy Brett
Managing Director
Founder of Brett Investment with 20+ years' experience. Holds CFP certification and Chartered Financial Planner status. Specialises in evidence-based investing and long-term financial strategy for business owners.
Shona Brett
Director
Responsible for office and financial management. Brings strategic vision to Brett Investment's development. Has been integral to the company's growth since 2006, ensuring operational excellence and client service standards.
Nick Alston
Trainee Financial Planner
Pursuing financial planning qualifications while supporting client services. Combines teaching experience with financial expertise. Focuses on helping clients implement strategies for their best life.
Katie Orr
Client Services Coordinator
20-year veteran of Brett Investment. Manages client relationships and administrative operations. Provides continuity and personal connection across the client journey.
Roly Brett
Operations Support
New team member supporting office operations. Learning all aspects of financial planning business. Combines local knowledge with fresh perspective on client service delivery.
Questions
What makes Brett Investment different from traditional financial advisers?
We focus on life goals rather than products, using cashflow forecasting to determine your financial 'number' while maintaining independence from product providers.
Do you work with clients outside the Scottish Borders?
Yes, we serve clients across the UK while maintaining our Melrose-based office and local community connections.
What investment approach do you use?
We employ evidence-based strategies using globally diversified portfolios with over 14,000 companies, focusing on long-term market performance and low costs.
How do you charge for your services?
We operate a transparent fee-based model with no product commissions, ensuring our advice remains unbiased and focused on client needs.
What qualifications do your advisers hold?
Our team includes CERTIFIED FINANCIAL PLANNERS and Chartered Financial Planners with industry-leading expertise in evidence-based investing.
Can you help with sustainable investing?
Yes, we offer ESG-aligned portfolios that combine financial objectives with environmental and social responsibility through major fund providers.
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