Mortgage Select

Business Details

Your Trusted Mortgage and Protection Specialists

Established as independent mortgage and protection specialists, we provide tailored financial solutions to meet diverse client needs. Our team of fully qualified advisors combines extensive industry experience with whole-of-market access to source optimal mortgage deals without lender ties. Regulated by the Financial Conduct Authority, we maintain rigorous professional standards while offering comprehensive protection services through our dedicated in-house team. Our commitment to transparency ensures clients receive impartial advice with clear fee structures disclosed upfront. With specialized expertise in first-time buyer schemes, buy-to-let portfolios, and equity release solutions, we deliver personalized financial strategies backed by 40 years of combined advisory experience.

Our service extends beyond transactional support, encompassing estate planning partnerships and insurance coverage tailored to individual circumstances. Through continuous market research and lender relationship management, we streamline the mortgage process while maintaining strict compliance with regulatory requirements. Client satisfaction remains our priority, demonstrated through regular communication and dedicated support throughout the entire financial journey.

Services

Mortgages Buy to Let Lifetime Mortgages Protection Insurance Wills & Estate Planning Buildings & Contents Insurance

Highlights and features

Independent whole-of-market mortgage advice with no lender ties
Dedicated in-house protection team for comprehensive insurance solutions
FCA regulated with strict compliance and ethical standards
40+ years combined experience in mortgage and protection advisory
Transparent fee structures with no hidden costs

Associations and certifications

Financial Conduct Authority
Equity Release Council

Website

Update Listing

Services

Mortgage Advice

We provide independent whole-of-market mortgage advice tailored to individual circumstances. Our FCA-regulated advisors help first-time buyers, home movers, and remortgagers access competitive rates without lender affiliations. With access to exclusive products and 40+ years combined experience, we guide clients through the entire mortgage process from initial consultation to completion, ensuring optimal financial solutions that meet long-term objectives.

Buy to Let Mortgages

Specialist buy-to-let mortgage solutions for landlords with single properties or large portfolios. We offer tailored advice for both personal and limited company purchases, focusing on maximizing rental income potential. Our services include portfolio management strategies, remortgaging options, and landlord insurance solutions. With extensive lender relationships, we source competitive investment mortgage products that align with clients' property investment goals.

Lifetime Mortgages

Regulated equity release solutions for homeowners aged 55+. We offer lifetime mortgages that allow clients to unlock tax-free cash from their property while retaining residency. Our Equity Release Council members provide impartial advice on no-negative-equity guarantees and interest payment options. With two dedicated specialists, we ensure clients understand all alternatives before committing to this long-term financial decision.

Protection Insurance

Comprehensive protection solutions including life insurance, critical illness cover, and income protection. Our in-house team sources competitive quotes from major providers to create tailored financial safety nets. We offer free, no-obligation consultations to assess clients' protection needs against potential risks like illness, disability, or death, ensuring mortgage payments and family financial security remain protected throughout loan terms.

Buildings & Contents Insurance

Specialist home insurance solutions meeting mortgage lenders' requirements. We provide buildings and contents coverage through 5-star DEFAQTO-rated providers, with policies tailored to individual needs and budgets. Our insurance team ensures appropriate coverage levels for new purchases or existing properties, offering guidance on mandatory buildings insurance requirements and recommended contents coverage for personal possessions.

People

Gareth Markham

Managing Director

Experienced mortgage and lifetime mortgage advisor with 20+ years in financial services. Leads compliance and oversees mortgage strategy while maintaining direct client advisory responsibilities.

Felicity Chappell

Director of Mortgages

Specialises in mortgage advisory services with particular expertise in new build properties and Help to Buy schemes across the South West region.

Samantha Highfield

New Build Director

Focuses on new build property mortgages and Help to Buy scheme arrangements, leveraging extensive relationships with major house builders in the region.

James Devlin

Mortgage Advisor

Provides mortgage advice across all product types, supporting clients with residential and investment property financing requirements.

Anna McErlain

Mortgage Advisor

Offers mortgage solutions tailored to individual client circumstances, specialising in first-time buyer and remortgaging scenarios.

Questions

Are your mortgage advisors qualified?

All our mortgage advisors hold relevant industry qualifications and maintain continuing professional development as required by FCA regulations.

Do you charge fees for mortgage advice?

Broker fees are confirmed at initial enquiry stage. We provide transparent fee structures with no hidden costs for our advisory services.

Can you help with Help to Buy schemes?

Yes, we specialise in Help to Buy arrangements and have dedicated new build specialists working with major regional house builders.

Do you offer equity release advice?

We provide regulated equity release advice through our Equity Release Council membership, with two specialist advisors holding relevant qualifications.

What protection services do you offer?

We provide life insurance, critical illness cover, income protection, and buildings & contents insurance through our dedicated in-house team.

Are you regulated by the FCA?

Yes, Mortgage Select (SW) Ltd is authorised and regulated by the Financial Conduct Authority under number 456022.

Reviews (4)

Write a Review

Rachael Sorensen

Dec 26, 2021 Report

Positive:Professionalism,Responsiveness
We are first time buyers and had no clue what was involved in applying for a mortgage . James at Mortgage select was amazing and cannot fault at all . Every question no matter how irrelevant wasn't too much for him . Cannot fault them at all . We have requested for us to be in contact in 5 years to do our remortgage with them again!

Chris Hanton

Dec 22, 2021 Report

Felicity and the team at Mortgage Select have been incredibly helpful over the last 2 years with helping us take out our initial mortgage and recently now helping us secure our new remortgage deal. Everything has been made very clear and easy to understand, and they have always been on hand if help has been required. A very efficient and professional service which has helped us secure a brilliant remortgage deal. Thank you!

Anthony Anstice

Dec 12, 2021 Report

Positive:Professionalism,Responsiveness
I found mortgage select to be very helpful and understanding of my situation. I believed I could not get a mortgage but they sorted me out with one at a very good rate. Will recommend to others.

George Price

Dec 12, 2021 Report

I couldn't recommend James Devlin at Mortgage Select highly enough. James organised mine and my partners first mortgage and was faultless, he was easily contactable, friendly and made everything so easy to understand.
James is a credit to his firm! Thank you!