Business Details
22 Years
experience
Expert Finance Solutions for Your Business
Established in 2004, Rural Finance has grown to become one of the UK's largest agricultural and commercial finance brokering networks. Our team of experienced professionals works nationwide across England, Scotland, Wales, and Northern Ireland, offering tailored finance solutions to businesses in diverse sectors including agriculture, construction, retail, and professional services. With a panel of carefully selected credit providers and over 90% proposal approval rates, we specialise in asset finance, commercial vehicle leasing, invoice financing, and cash flow solutions.Our directors, Andrew Glover and Mike Latham, lead a dedicated team that prioritises understanding client needs through personal relationships while maintaining FCA authorisation and regulatory compliance. We focus on delivering certainty through fixed-cost financing options and have supported over 85,000 customers with transparent, fee-free services.
Services
Agricultural Finance
Commercial Vehicle Finance
Retail Finance
Construction Finance
Commercial Property Finance
Invoice Financing
Cash Flow Solutions
Details
- Year established: 2004
Highlights and features
- Personal Touch - Building trust through tailored partnerships
- 17+ years of experience supporting 85,000+ customers
- Specialised cash flow management solutions
- 90%+ proposal approval rates through lender relationships
- Nationwide coverage across the UK including Northern Ireland
Associations and certifications
- Financial Conduct Authority
Services
Agricultural Finance
Specialised financing solutions for agricultural businesses including machinery purchases, livestock funding, and property investments. Our expert brokers understand sector-specific challenges and offer tailored options for farm diversification projects and green energy initiatives. With deep industry knowledge since 2004, we help farmers secure competitive rates for both traditional and modern agricultural enterprises.
Commercial Vehicle Finance
Comprehensive financing options for commercial vehicle fleets and individual business vehicles. We partner with major manufacturers to offer 0% finance deals and flexible leasing arrangements. Our FCA-regulated services support businesses in construction, waste management, and transport sectors with nationwide broker coverage and quick approval processes for operational vehicles.
Invoice Financing
Effective cash flow management solutions that convert outstanding invoices into immediate working capital. Designed for businesses facing payment delays, our invoice financing options provide liquidity while maintaining professional debtor management. Available with transparent terms and no hidden fees through our authorised financial services framework.
Commercial Property Finance
Specialist financing for commercial property acquisitions, developments, and refinancing. We connect businesses with lenders offering competitive rates for industrial units, retail spaces, and office premises. Our brokers provide tailored solutions for property investments across the UK, supported by 20+ years of combined industry expertise and regulatory compliance.
Construction Finance
Tailored financial products for construction companies including equipment financing, project funding, and working capital solutions. Our brokers understand the sector's unique cash flow challenges and offer asset finance options for machinery and tools. With nationwide coverage, we support both small contractors and large-scale developers through our panel of specialist lenders.
People
Andrew Glover
Director
Co-founder with 20+ years in finance brokerage, specialising in agricultural and commercial lending solutions. Prioritises staff collaboration and client relationships.
Mike Latham
Director
Established industry protection frameworks and compliance systems since 2004. Focuses on lender relationships and professional standards development.
Helen Gaines
Business Development Manager
2022 joiner with expertise in broker network expansion and financial promotion strategies. Manages introducer appointed representative programmes.
Collette Dawson
Compliance Officer
FCA compliance specialist since 2021, ensuring regulatory adherence across all financial products and broker operations.
Liz Berry
Commissions Manager
2006 joiner with extensive experience in financial commission structures and broker remuneration frameworks.
Questions
What finance options are available for agricultural businesses?
We offer machinery financing, livestock funding, farm diversification loans, and property finance tailored to agricultural needs.
Can I get commercial vehicle financing with bad credit?
Our brokers work with multiple lenders to find solutions for various credit situations, though terms may vary.
How does invoice financing work?
Convert outstanding invoices into immediate cash flow through our financing arrangements, with payment collected directly from your customers.
What is an Introducer Appointed Representative (IAR)?
IAR status allows dealers to offer finance solutions under our FCA authorisation without needing their own regulatory license.
Do you offer 0% finance promotions?
Yes, we regularly have 0% finance offers available for qualifying agricultural and commercial vehicle purchases.
How quickly can finance be arranged?
Many approvals completed within 24-48 hours, with funds typically available within 3-5 working days after agreement.
